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453 Main St, Ramona, CA 92065 Property Records

San Diego County property record for 453 Main St, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property TypeCommercial > Retail > Mixed Use Store/Office
Year BuiltBuilt 1955
Square Footage2,016 sqft Total Area
Lot Size8,199 sqft (0.188 acres)
Last Sale$1,450,000 (2016)
Tax Bill$8,702.00 (2025)

Owner

Source: San Diego County records · APN 281-401-08-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address11956 BERNARDO PLAZA DR, SAN DIEGO, CA 92128-2538
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
E-CHICAGO TITLE, CHICAGO TITLE
Jul 22, 2022Deed of Trust, Mortgage · Commercial Mortgage
COMERICA BANK
Apr 24, 2017Grant Deed, Mortgage
HARVEST SMALL BUSN FIN LLC
Apr 14, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 01, 2016 · Amount on Record
Deed SaleJun 01, 2016 · Amount on Record
Prior SaleJul 24, 1992 · Amount on Record
Deed Doc Number2016268992
Last Transfer DateApr 11, 2017
Transfer Doc0000168626
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJun 16, 2026
Property Address453 MAIN ST, RAMONA, CA 92065-2039
Document Number0000173304
Instrument DateJun 11, 2026
Instrument2026173304
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship266
Address1553 VIA CASSIA, HENDERSON, NV 89052-4122

Mortgage

Document Number0000173304,
DateJun 16, 2026
Instrument2026173304
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term19 Months
DueJan 01, 2028
Interest
Rate6.36%
Max Rate-1%

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address453 MAIN ST, RAMONA, CA 92065-2039
Transaction TypeMortgage
Record UpdatedAug 01, 2023
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000302973
DateJul 22, 2022
Instrument2022-0302973
Lender
NameCOMERICA BANK
TypeBank
AddressLIVONIA, MI 48152
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2017: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 24, 2017
Property Address453 MAIN ST, RAMONA, CA 92065-2039
Instrument DateApr 17, 2017
Instrument182386
Transaction TypeMortgage
Record UpdatedApr 28, 2017
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7083 BROADWAY LEMON GROVE CA 919451407, LEMON GROVE, CA 91945-1407

Mortgage

Document Number0000182386
DateApr 24, 2017
Instrument182386
Lender
NameHARVEST SMALL BUSN FIN LLC
Address24422 AVENIDA DE LA CARLOTA # 2, LAGUNA HILLS, CA 92653-3636
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 14, 2017
Property Address453 MAIN ST, RAMONA, CA 92065-2039
Document Number0000168626
Instrument DateApr 11, 2017
Instrument168626
Transaction TypeTransfer
Record UpdatedApr 20, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7083 BROADWAY LEMON GROVE CA 919451407, LEMON GROVE, CA 91945-1407

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$630,000 (-12.77%) Land $225,000 Building $405,000
2025$8,702.00 (+6.39%)$722,200 (+4.04%) Land $236,756 Building $485,444
2023$8,179.00 (-1.11%)$694,158 Land $227,563 Building $466,595
2022$8,271.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN281-401-08-00

Interior

Building Area2,016 sqft Total Area
Stories1 Stories

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialMetal Exterior
Construction TypeMetal Frame Construction
Lot Area8,199 sqft (0.188 acres)

Utilities and HVAC

Heating FuelSolar Heating Fuel

Location & Zoning

Street Address453 MAIN ST
CityRAMONA
StateCA
Zip92065-2039
Property UsageCommercial Property Usage
TypeCommercial > Retail > Mixed Use Store/Office
Legal DescriptionBLK 37 LOT 14 TR 000644
Legal SubdivisionRAMONA
Legal Tract000644
Legal Block37
Legal Lot Number14
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup1
Census Block1022
Census Tract20812

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