440 Main St, #N, Ramona, CA 92065 Property Records

San Diego County property record for 440 Main St, #N, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 784 sqft · built 1945
Lot Size	0.164 acres (7,155 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Jun 2022)
Tax Bill	$4,713 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`281-402-13-00`

Property Details

APN / Parcel Number

Primary APN	`281-402-13-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	2 Units
Building Area	784 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Duplex Single
Lot Area	7,155 sqft (0.164 acres)

Location & Zoning

Street Address	440 MAIN ST, N
City	RAMONA
State	CA
Zip	92065-2040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMV5
Legal Description	BLK 62 LOT 7 TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	62
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3010
Census Tract	20813

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	716 OLIVER PL, SAN DIEGO, CA 92109-3959
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Commercial Mortgage 4990 STANTON LLC
Jun 27, 2022	Grant Deed, Construction Loan · Construction Mortgage TALIMAR INCOME FUND REIT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Prior Sale	Jan 3, 2012 · Amount on Record
Deed Document Number	2022264603
Prior Transfer Date	Jul 2, 2015
Prior Transfer Doc	0000423946
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	440 MAIN ST, RAMONA, CA 92065-2040
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4352 LOMA RIVIERA CT, SAN DIEGO, CA 92110-5503

Mortgage

Document Number	0000243476
Date	Sep 7, 2023
Instrument	2023-0243476

Lender

Name	4990 STANTON LLC
Type	Non-Lending Institution
Address	CLARKSTON, MI 48348

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2022: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 27, 2022
Property Address	440 MAIN ST, RAMONA, CA 92065-2040
Document Number	0000264603
Map Reference	MAP 644
Instrument Date	Jun 10, 2022
Instrument	2022-0264603
Transaction Type	Construction Loan
Record Updated	Aug 1, 2023
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 OLIVER PL, SAN DIEGO, CA 92109-3959

Mortgage

Document Number	0000264604
Date	Jun 27, 2022
Instrument	2022-0264604

Lender

Name	TALIMAR INCOME FUND REIT LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jul 1, 2023

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$432,971 (+2%) Land $324,729 Building $108,242
2025	$4,713.00 (+1.99%)	$424,482 (+4.04%) Land $318,362 Building $106,120
2024	$4,621.00 (+6.35%)
2023	$4,345.00 (+151.3%)	$408,000 Land $306,000 Building $102,000
2022	$1,729.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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