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445 Main St, Ramona, CA 92065 Property Records

San Diego County property record for 445 Main St, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property TypeCommercial > Retail > Mixed Use Store/Office
Year BuiltBuilt 1958
Square Footage930 sqft Total Area
Lot Size8,016 sqft (0.184 acres)
Last Sale$1,450,000 (2016)
Tax Bill$5,098.00 (2025)

Property Details

APN / Parcel Number

Primary APN281-401-07-00

Interior

Building Area930 sqft Total Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Lot Area8,016 sqft (0.184 acres)

Location & Zoning

Street Address445 MAIN ST
CityRAMONA
StateCA
Zip92065
Property UsageCommercial Property Usage
TypeCommercial > Retail > Mixed Use Store/Office
Legal DescriptionBLK 37 LOT 15 TR 000644
Legal SubdivisionRAMONA
Legal Tract000644
Legal Block37
Legal Lot Number15
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup1
Census Block1022
Census Tract20812

Owner

Source: San Diego County records · APN 281-401-07-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address11956 BERNARDO PLAZA DR, SAN DIEGO, CA 92128-2538
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
E-CHICAGO TITLE, CHICAGO TITLE
Nov 04, 2025Intrafamily Transfer, Transfer
Jul 22, 2022Deed of Trust, Mortgage · Commercial Mortgage
COMERICA BANK
Apr 24, 2017Grant Deed, Mortgage
HARVEST SMALL BUSN FIN LLC
Apr 14, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 01, 2016 · Amount on Record
Deed SaleJun 01, 2016 · Amount on Record
Prior SaleApr 17, 2002 · Amount on Record
Deed Doc Number2016268992
Last Transfer DateApr 11, 2017
Transfer Doc0000168626
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJun 16, 2026
Property Address445 MAIN ST, RAMONA, CA 92065
Document Number0000173304
Instrument DateJun 11, 2026
Instrument2026173304
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship266
Address1553 VIA CASSIA, HENDERSON, NV 89052-4122

Mortgage

Document Number0000173304,
DateJun 16, 2026
Instrument2026173304
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term19 Months
DueJan 01, 2028
Interest
Rate6.36%
Max Rate-1%

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 04, 2025
Property Address445 MAIN ST, RAMONA, CA 92065
Document Number0000310648
Map ReferenceMAP 643
Instrument DateNov 03, 2025
Instrument2025-0310648
Transaction TypeTransfer
Record UpdatedNov 12, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11956 BERNARDO PLAZA DR # 540, SAN DIEGO, CA 92128-2538

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address445 MAIN ST, RAMONA, CA 92065
Transaction TypeMortgage
Record UpdatedAug 01, 2023
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000302973
DateJul 22, 2022
Instrument2022-0302973
Lender
NameCOMERICA BANK
TypeBank
AddressLIVONIA, MI 48152
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2017: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 24, 2017
Property Address445 MAIN ST, RAMONA, CA 92065
Instrument DateApr 17, 2017
Instrument182386
Transaction TypeMortgage
Record UpdatedApr 28, 2017
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7083 BROADWAY LEMON GROVE CA 919451407, LEMON GROVE, CA 91945-1407

Mortgage

Document Number0000182386
DateApr 24, 2017
Instrument182386
Lender
NameHARVEST SMALL BUSN FIN LLC
Address24422 AVENIDA DE LA CARLOTA # 2, LAGUNA HILLS, CA 92653-3636
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 14, 2017
Property Address445 MAIN ST, RAMONA, CA 92065
Document Number0000168626
Instrument DateApr 11, 2017
Instrument168626
Transaction TypeTransfer
Record UpdatedApr 20, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7083 BROADWAY LEMON GROVE CA 919451407, LEMON GROVE, CA 91945-1407

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$410,000 (-11%) Land $225,000 Building $185,000
2025$5,098.00 (+8.31%)$460,694 (+4.04%) Land $236,756 Building $223,938
2023$4,707.00 (-2.32%)$442,807 Land $227,563 Building $215,244
2022$4,819.00

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