452 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 452 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 3,573 sqft · built 2023
Lot Size	0.303 acres (13,242 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,000 (Sep 2021)
Tax Bill	$6,738 (2025)
Deeds & Mortgages	Jun 2022 Construction Loan Sep 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`242009695`

Property Details

APN / Parcel Number

Primary APN	`242009695`
Alternative APN	`R614 029 000 2295 0000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,573 sqft Living Area

Exterior

Year Built	Built 2023
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,242 sqft (0.303 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242009695
Street Address	452 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8065 HAMPTON LAKE PH 8A PB152 P50
Legal Subdivision	HAMPTON LAKE
Legal Phase	8A
Legal Lot Number	8065
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	452 FLATWATER DR, BLUFFTON, SC 29910-9365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Sep 15, 2021	Warranty Deed, Transfer
Apr 9, 2021	Warranty Deed, Transfer
Jul 12, 2021	Re-recorded Document

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Prior Sale	Sep 15, 2021 · Amount on Record
Deed Document Number	0000065667
Deed Book / Page	4060 / 2537
Last Transfer Date	May 21, 2025
Transfer Doc	0000023018
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	452 FLATWATER DR, BLUFFTON, SC 29910-9365
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8204 CORD GRASS LN, BEAUFORT, SC 29906-6107

Mortgage

Document Number	0000032552
Date	Jun 3, 2022
Book Page	4152/777
Instrument	2022032552

Lender

Name	TD BANK NA
Type	Bank
Address	BIRDSBORO, PA 19508

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 15, 2021
Property Address	452 FLATWATER DR, BLUFFTON, SC 29910-9365
Document Number	0000065667
Book / Page	4060 / 2537
Map Reference	MB 152 PG 50
Instrument Date	Aug 27, 2021
Instrument	2021065667
Transaction Type	Transfer
Record Updated	Apr 4, 2023

Transaction

Amount	Amount Recorded
Tax	$881.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8204 CORD GRASS LN, BEAUFORT, SC 29906-6107

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 9, 2021
Property Address	452 FLATWATER DR, BLUFFTON, SC 29910-9365
Document Number	0000025668
Book / Page	3996 / 1207
Map Reference	MB 121 PG 4
Instrument Date	Apr 9, 2021
Instrument	2021025668
Transaction Type	Transfer
Record Updated	Apr 4, 2023

Transaction

Amount	Amount Recorded
Tax	$572.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2222 ERIK RD, CEDAR FALLS, IA 50613-7948

July 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BEAUFORT SC
Recording Date	Jul 12, 2021
Property Address	452 FLATWATER DR, BLUFFTON, SC 29910-9365
Document Number	0000050455
Book / Page	4036 / 674
Map Reference	MB 152 PG 50
Instrument Date	Apr 7, 2021
Instrument	2021050455
Record Updated	Apr 4, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2222 ERIK RD, CEDAR FALLS, IA 50613-7948

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,738.00 (-4.52%)	$42,680 (-)
2024	$7,057.00 (+62.12%)	$42,680 (+181.16%)	$1,164,000 (-) Land $350,000 Building $814,000
2023	$4,353.00 (+9.73%)	$15,180 (+15%)	$1,164,000 (+429.09%) Land $350,000 Building $814,000
2022	$3,967.00	$13,200	$220,000 Land $220,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

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