Clay County property record for 453 Choctaw St, Liberty, MO 64068
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 728 sqft · built 1880 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,955 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2021 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-119-00-12-021.00 |
| Primary APN | 15-119-00-12-021.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 728 sqft Living Area |
| Gross Area | 1,996 sqft |
| 1st Floor Area | 728 sqft |
| Basement Area | 878 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Wood Porch |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 453 CHOCTAW ST |
|---|---|
| City | LIBERTY |
| State | MO |
| Zip | 64068-2507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MICHAEL ARTHURS 2ND ADDITION TR B LT 13 |
| Legal Range | 31W |
| Legal Township | 51N |
| Legal Section | 08 |
| Legal Subdivision | MICHAEL ARTHURS 2ND ADDITION |
| Legal Tract | B |
| Legal Lot Number | 13 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | LIBERTY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 21403 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 453 CHOCTAW LIBERTY, INDEPENDENCE, MO 64058 |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jan 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION |
| Jan 8, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2021 |
| Deed Sale | Jan 8, 2021 |
| Prior Sale | Aug 8, 2016 · Amount on Record |
| Deed Document Number | 2021989 |
| Deed Book / Page | 8925 / 115 |
| Prior Transfer Date | Aug 30, 2005 |
| Prior Transfer Doc | 0000042548 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 453 CHOCTAW ST, LIBERTY, MO 64068-2507 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | CONTINENTAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001245 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 8926/189 |
| Instrument | 2021001245 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 453 CHOCTAW ST, LIBERTY, MO 64068-2507 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | CONTINENTAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001274 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 8927/13 |
| Instrument | 2021001274 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|---|
| Type | Government Agency |
| Address | KANSAS CITY, MO 64105 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jan 8, 2021 |
| Property Address | 453 CHOCTAW ST, LIBERTY, MO 64068-2507 |
| Document Number | 0000000989 |
| Book / Page | 008925 / 000115 |
| Instrument Date | Jan 4, 2021 |
| Instrument | 989 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 453 CHOCTAW ST LIBERTY MO 640682507, LIBERTY, MO 64068-2507 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Liberty City |
| Unified School District | Liberty 53 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,955.00 (+22.96%) | $27,210 (+33.84%) | $143,211 (+33.84%) |
| 2023 | $1,590.00 (+29.9%) | $20,330 | $107,000 |
| 2019 | $1,224.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY PWS serves 30,800 people · EPA ID MO1010466 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures