Clay County property record for 421 Choctaw St, Liberty, MO 64068
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,062 sqft · built 1923 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Company Name on Record |
| Last Sale | $14,012 (Jul 2023) |
| Tax Bill | $2,577 (2025) |
| Deeds & Mortgages | Jul 2023 Second Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-119-00-12-025.00 |
| Primary APN | 15-119-00-12-025.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,062 sqft Living Area |
| Gross Area | 2,168 sqft |
| 1st Floor Area | 1,062 sqft |
| Basement Area | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 200 ft deep x 59 ft wide |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Wood Porch |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 421 CHOCTAW ST |
|---|---|
| City | LIBERTY |
| State | MO |
| Zip | 64068-2507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MICHAEL ARTHURS 2ND ADDITION PT TR B LT 14 BEG NW COR LT 14, E59.06, S200W56.23, N200 TO POB A/K/A TR A (C-354) |
| Legal Range | 31W |
| Legal Township | 51N |
| Legal Section | 08 |
| Legal Subdivision | MICHAEL ARTHURS 2ND ADDITION |
| Legal Tract | B |
| Legal Lot Number | 14 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | LIBERTY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 21403 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7314 N CRYSTAL AVE, KANSAS CITY, MO 64119-5438 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 13, 2023 | Special Warranty Deed, Transfer · Stand-Alone Second Mortgage COOPER SMITH |
| May 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2023 · Amount on Record |
| Deed Sale | Jul 13, 2023 · Amount on Record |
| Prior Sale | May 17, 2021 · Amount on Record |
| Deed Document Number | 202316788 |
| Deed Book / Page | 9593 / 98 |
| Prior Transfer Date | Dec 14, 1998 |
| Prior Transfer Doc | 0000025144 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jul 13, 2023 |
| Property Address | 421 CHOCTAW ST, LIBERTY, MO 64068-2507 |
| Document Number | 0000016788 |
| Book / Page | 9593 / 98 |
| Map Reference | DOC L-63953 |
| Instrument Date | Jul 12, 2023 |
| Instrument | 2023016788 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | CRD-TITLE, RD TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 421 CHOCTAW ST, LIBERTY, MO 64068-2507 |
| Name | Verified Name |
|---|---|
| Address | 7314 N CRYSTAL AVE, KANSAS CITY, MO 64119-5438 |
| Document Number | 0000016789 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 2023016789 |
| Name | COOPER SMITH |
|---|---|
| Type | Private Party |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 25 Months |
| Due | Aug 1, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | May 17, 2021 |
| Property Address | 421 CHOCTAW ST, LIBERTY, MO 64068-2507 |
| Document Number | 0000021315 |
| Book / Page | 9057 / 133 |
| Instrument Date | May 12, 2021 |
| Instrument | 2021021315 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | ALPHA TITLE GUARANTY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 CHOCTAW ST, LIBERTY, MO 64068-2507 |
| Document Number | 0000021316 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021021316 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Liberty City |
| Unified School District | Liberty 53 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,577.00 (+45.76%) | $35,870 (+56.02%) | $188,789 (+56.02%) |
| 2024 | $1,768.00 (-1.67%) | ||
| 2023 | $1,798.00 (+13.94%) | $22,990 (+15.35%) | $121,000 (+15.35%) |
| 2022 | $1,578.00 (+8.38%) | $19,930 | |
| 2021 | $104,894 | ||
| 2019 | $1,456.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY PWS serves 30,800 people · EPA ID MO1010466 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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