Clay County property record for 437 Choctaw St, Liberty, MO 64068
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,248 sqft · built 1932 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Mar 2025) |
| Tax Bill | $1,601 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-119-00-12-023.00 |
| Primary APN | 15-119-00-12-023.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 2,640 sqft |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 200 ft deep x 55 ft wide |
| Porch | Screened Porch |
|---|---|
| Patio Area | 136 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 437 CHOCTAW ST |
|---|---|
| City | LIBERTY |
| State | MO |
| Zip | 64068-2507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MICHAEL ARTHURS 2ND ADDITION W10 TR C LT 13 & E45 TR A LT 14 |
| Legal Range | 31W |
| Legal Township | 51N |
| Legal Section | 08 |
| Legal Subdivision | MICHAEL ARTHURS 2ND ADDITION |
| Legal Tract | C,A |
| Legal Lot Number | 13,14 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | LIBERTY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 21403 |
Source: Clay County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 437 CHOCTAW ST, LIBERTY, MO 64068-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2025 · Amount on Record |
| Deed Sale | Mar 27, 2025 · Amount on Record |
| Deed Document Number | 20256732 |
| Deed Book / Page | 9905 / 102 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jun 25, 2026 |
| Property Address | 437 CHOCTAW ST, LIBERTY, MO 64068-2507 |
| Document Number | 0000017295 |
| Book / Page | 10197 / 88 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202617295 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 437 CHOCTAW ST, LIBERTY, MO 64068-2507 |
| Document Number | 0000017295, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 10197/88 |
| Instrument | 202617295 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Liberty City |
| Unified School District | Liberty 53 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,601.00 (-15.43%) | $22,290 (-7.93%) | $117,316 (-7.93%) |
| 2023 | $1,893.00 (+27.47%) | $24,210 | $127,421 |
| 2019 | $1,485.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY PWS serves 30,800 people · EPA ID MO1010466 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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