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453 Cedar Cir, Waterville, MN 56096 Property Records

Le Sueur County property record for 453 Cedar Cir, Waterville, MN 56096 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,159 sqft · built 1985
Lot Size0.62 acres (27,007 sqft)
OwnerIndividual Name on File
Tax Bill$5,344 (2025)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone AE (high risk)
APN24.490.0080

Property Details

APN / Parcel Number

Primary APN24.490.0080

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,159 sqft Living Area
Gross Area1,040 sqft
1st Floor Area2,049 sqft
Basement Area988 sqft
Finished Basement988 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleSplit Level
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area27,007 sqft (0.62 acres)
Lot Dimensions300 ft deep x 80 ft wide
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area260 sqft
Deck Area168 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Heating FuelElectric

Location & Zoning

Street Address453 CEDAR CIR
CityWATERVILLE
StateMN
Zip56096-1161
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDARGLEN ADDN BLOCK-001 .62 AC LT 8 & PT OF LT 9 BEG AT NW COR OF LT 8, TH S 80 FT TO SW COR OF LT 8, TH NE 106 FT, NE 195
Legal SubdivisionCEDARGLEN ADDN
Legal Block1
Legal Lot Number8,9
JurisdictionLE SUEUR MN
Township / Civil DivisionWATERVILLE
Census Block Group2
Census Block2019
Census Tract950400

Owner

Source: Le Sueur County records · APN 24.490.0080

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address453 CEDAR CIR, WATERVILLE, MN 56096-1161
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLE SUEUR MN
Recording DateJul 30, 2026
Property Address453 CEDAR CIR, WATERVILLE, MN 56096-1161
Document Number0000464073
Instrument DateJul 20, 2026
Instrument2026464073
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyMORTGAGE CTR TITLE LLC, MORTGAGE CADENCE LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000464073,
DateJul 30, 2026
Instrument2026464073
Lender
NameUNION CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 01, 2036
Interest
Rate TypeAdjustable Rate
Rate6.47%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Le Sueur County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLe Sueur County
MunicipalityWaterville City
Unified School DistrictWaterville-Elysian-Morristown Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$392,800 (+7.53%) Land $90,600 Building $302,200$392,800 (+7.53%) Land $90,600 Building $302,200
2025$5,344.00 (+15.17%)
2023$4,640.00 Homeowner's exemption$365,300 Land $90,600 Building $274,700$365,300 Land $90,600 Building $274,700
2022$4,640.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Le Sueur County (27079C), updated November 28, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270799504002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation1,005.2 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 26 individual NFIP policies nearby
Nearby Flood Policies26 in force
Nearby Flood Claims53 (1993–2024)
Claims Outside the SFHA8 of 53
Most Recent ClaimJul 2024, rainfall accumulation
Claims By Storm
  • Severe Storms And Flooding, Jun 2024 · 28 claims
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jul 2014 · 15 claims

Wildfire

Wildfire RiskLow
above 5% of the US · above 16% of Minnesota
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 242 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)Low Latency
Metronet HoldingsFiber5,120 / 5,120Yes
Midcontinent CommunicationsCable1,250 / 250Yes
VerizonFixed Wireless300 / 20Yes
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130Yes
Netwave BroadbandFixed Wireless (unlicensed)125 / 40No
AT&TFixed Wireless100 / 20Yes

May also be available at this address: Midcontinent Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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