Le Sueur County property record for 450 Cedar Cir, Waterville, MN 56096
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,733 sqft · built 1983 |
| Lot Size | 2.18 acres (94,961 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,242 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 24.490.0170 |
| Primary APN | 24.490.0170 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,733 sqft Living Area |
| Gross Area | 1,040 sqft |
| 1st Floor Area | 1,478 sqft |
| Basement Area | 988 sqft |
| Finished Basement | 988 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Split Level |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 94,961 sqft (2.18 acres) |
| Lot Dimensions | 185 ft deep x 146 ft wide |
| Garage Area | 1,748 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 294 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Gazebo | Gazebo |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 450 CEDAR CIR |
|---|---|
| City | WATERVILLE |
| State | MN |
| Zip | 56096-1130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDARGLEN ADDN BLOCK-002 2.18 AC LOTS 1, 2 & 3, BLK 2 CEDARGLEN ADDN, & 1.12 AC OF G.L.#3 IN SEC 27-109-23 ADJOINING |
| Legal Subdivision | CEDARGLEN ADDN |
| Legal Block | 2 |
| Legal Lot Number | 1-3 |
| Jurisdiction | LE SUEUR MN |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 950400 |
450 Cedar Cir is owner-occupied and held in a trust since August 2013.
Source: Le Sueur County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 450 CEDAR CIR, WATERVILLE, MN 56096-1130 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 16, 2013 |
| Transfer Doc | 000A389436 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 450 Cedar Cir was $5,242 with a homeowner's exemption.
Source: Le Sueur County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Le Sueur County |
| Municipality | Waterville City |
| Unified School District | Waterville-Elysian-Morristown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,242.00 Homeowner's exemption | $382,500 (+4.31%) Land $86,000 Building $296,500 | $382,500 (+4.31%) Land $86,000 Building $296,500 |
| 2025 | $5,242.00 Homeowner's exemption | $366,700 Land $86,100 Building $280,600 | $366,700 Land $86,100 Building $280,600 |
| 2023 | $4,462.00 Homeowner's exemption | $351,600 Land $81,100 Building $270,500 | $351,600 Land $81,100 Building $270,500 |
| 2022 | $4,462.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 450 Cedar Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 53 (1993–2024) |
| Claims Outside the SFHA | 8 of 53 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 450 Cedar Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Waterville serves 1,868 people · EPA ID MN1400015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Netwave Broadband Fixed Wireless · not low latency | 125 / 40 |
| AT&T Fixed Wireless | 100 / 20 |
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