447 Cedar Cir, Waterville, MN 56096 Property Records

Le Sueur County property record for 447 Cedar Cir, Waterville, MN 56096

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,091 sqft · built 1979
Lot Size	0.413 acres (18,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,000 (Apr 2018)
Tax Bill	$3,644 (2026)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`24.490.0070`

Property Details

APN / Parcel Number

Primary APN	`24.490.0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,091 sqft Living Area
Gross Area	1,042 sqft
1st Floor Area	1,096 sqft
Basement Area	782 sqft
Finished Basement	782 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	240 ft deep x 75 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	447 CEDAR CIR
City	WATERVILLE
State	MN
Zip	56096-1161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDARGLEN ADDN LOT-007 BLOCK-001
Legal Subdivision	CEDARGLEN ADDN
Legal Block	1
Legal Lot Number	7
Jurisdiction	LE SUEUR MN
Township / Civil Division	WATERVILLE
Census Block Group	2
Census Block	2019
Census Tract	950400

Owner

Source: Le Sueur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	447 CEDAR CIR, WATERVILLE, MN 56096-1161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2018 · Amount on Record
Deed Sale	Apr 23, 2018 · Amount on Record
Prior Sale	Apr 12, 2018 · Amount on Record
Deed Document Number	2018415567
Record Updated	Oct 29, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE SUEUR MN
Recording Date	Apr 23, 2018
Property Address	447 CEDAR CIR, WATERVILLE, MN 56096-1161
Document Number	000000415567
Instrument	000000415567
Transaction Type	Transfer
Record Updated	Sep 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 CEDAR CIR, WATERVILLE, MN 56096-1161

Mortgage

Document Number	000000415568
Date	Apr 23, 2018
Instrument	000000415568

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTANTS I
Type	Mortgage Company

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Le Sueur County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Le Sueur County
Municipality	Waterville City
Unified School District	Waterville-Elysian-Morristown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,644.00 Homeowner's exemption	$276,800 (+6.5%) Land $101,200 Building $175,600	$276,800 (+6.5%) Land $101,200 Building $175,600
2025	$3,644.00 (+13.59%)
2023	$3,208.00 Homeowner's exemption	$259,900 Land $101,200 Building $158,700	$259,900 Land $101,200 Building $158,700
2022	$3,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	1,005.2 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	53 (1993–2024)
Claims Outside the SFHA	8 of 53
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2024 · 28 claims Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jul 2014 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Waterville serves 1,868 people · EPA ID MN1400015
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Midco Cable · Fixed Wireless in parts of the area	1,250 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
AT&T Fixed Wireless	100 / 20