Seminole County property record for 419 Bentley St, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,043 sqft · built 1994 |
| Lot Size | 0.23 acres (10,004 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100 (Aug 2002) |
| Tax Bill | $2,797 (2025) |
| Deeds & Mortgages | Sep 2026 Reverse Mortgage Sep 2026 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-21-31-514-0000-0100 |
| Primary APN | 09-21-31-514-0000-0100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,043 sqft Living Area |
| Gross Area | 2,443 sqft |
| 1st Floor Area | 2,043 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 10,004 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 272 sqft |
| Patio Area | 364 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Solar |
| Street Address | 419 BENTLEY ST |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-8166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 10 BENTLEY WOODS PB 41 PGS 79 TO 82 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 09 |
| Legal Subdivision | BENTLEY WOODS |
| Legal Tract | 514 |
| Legal Lot Number | 10 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 21313 |
Source: Seminole County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 419 BENTLEY ST, OVIEDO, FL 32765-8166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Sep 8, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2002 · Amount on Record |
| Deed Sale | Aug 1, 2002 · Amount on Record |
| Prior Sale | Aug 1, 1997 · Amount on Record |
| Deed Book / Page | 4642 / 1901 |
| Transfer Doc | 4642001901 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 8, 2026 |
| Property Address | 419 BENTLEY ST, OVIEDO, FL 32765-8166 |
| Document Number | 0000089010 |
| Book / Page | 11107 / 686 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 202689010 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 419 BENTLEY ST, OVIEDO, FL 32765-8166 |
| Document Number | 0000089010, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 11107/686 |
| Instrument | 202689010 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 938 Months |
| Due | Nov 12, 2104 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 8, 2026 |
| Property Address | 419 BENTLEY ST, OVIEDO, FL 32765-8166 |
| Document Number | 0000089011 |
| Book / Page | 11107 / 704 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 202689011 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 419 BENTLEY ST, OVIEDO, FL 32765-8166 |
| Document Number | 0000089011, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 11107/704 |
| Instrument | 202689011 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 938 Months |
| Due | Nov 12, 2104 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,797.00 (+12.33%) Homeowner's exemption | $204,740 (+5.99%) | $465,828 (+9.12%) Land $125,000 Building $340,828 |
| 2023 | $2,490.00 (+3.06%) Homeowner's exemption | $193,175 (+3%) | $426,887 (+3.13%) Land $115,000 Building $311,887 |
| 2022 | $2,416.00 Homeowner's exemption | $187,549 | $413,951 Land $105,000 Building $308,951 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 40 (1992–2024) |
| Claims Outside the SFHA | 9 of 40 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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