45298 Thorn Tree Ln, Macomb, MI 48044 Property Records

Macomb County property record for 45298 Thorn Tree Ln, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,122 sqft · built 2003
Lot Size0.193 acres (8,407 sqft)
OwnerCompany Name on Record
Last Sale$296,600 (Dec 2003)
Tax Bill$5,596 (2025)
Deeds & MortgagesOct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-08-33-454-021

Property Details

APN / Parcel Number

Primary APN20-08-33-454-021
Alternative APN
  • 0833454021

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,122 sqft Living Area
1st Floor Area1,557 sqft
Basement Area1,557 sqft
Unfinished Basement1,557 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2004
Lot Area8,407 sqft (0.193 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage Area553 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address45298 THORN TREE LN
CityMACOMB
StateMI
Zip48044-6703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWESTCHESTER FARMS SUB #2 LOT 137 LIBER: 147 PAGES: 23-27
Legal SubdivisionWESTCHESTER FARMS SUB
Legal Lot Number137
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group1
Census Block1015
Census Tract224201

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address45298 THORN TREE LN, MACOMB, MI 48044-6703
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2003 · Amount on Record
Deed SaleDec 15, 2003 · Amount on Record
Deed Document Number20033377115
Deed Book / Page14782 / 64
Last Transfer DateSep 26, 2024
Transfer Doc0000082990
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45298 THORN TREE LN, MACOMB, MI 48044-6703
Document Number0000126634
Book / Page025018 / 000332
Instrument DateOct 14, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45298 THORN TREE LN MACOMB MI 480446703, MACOMB, MI 48044-6703

Mortgage

Document Number0000126634
DateOct 24, 2017
Book Page025018/000332
Instrument126634
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueOct 23, 2057
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$260,700 (+4.7%)$521,400 (+4.7%)
2025$5,596.00 (+12.96%) Homeowner's exemption$249,000 (+17.01%)$498,000 (+17.01%)
2023$212,800$425,600
2022$4,954.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon, WOW Internet, Cable & Phone.

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