Macomb County property record for 45229 Thorn Tree Ln, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,913 sqft · built 2003 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $570,000 (May 2026) |
| Tax Bill | $6,546 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2026 Sale & Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-33-455-018 |
| Primary APN | 20-08-33-455-018 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,913 sqft Living Area |
| 1st Floor Area | 1,514 sqft |
| Basement Area | 1,514 sqft |
| Unfinished Basement | 1,514 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 8,756 sqft (0.201 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45229 THORN TREE LN |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-5778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WESTCHESTER FARMS SUB #2 LOT 150 LIBER: 147 PAGES: 23-27 |
| Legal Subdivision | WESTCHESTER FARMS SUB |
| Legal Lot Number | 150 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 224201 |
Source: Macomb County records · APN 20-08-33-455-018
Assessment roll updated July 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5555 CHATHAM LN, GRAND BLANC, MI 48439-9742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Dec 28, 2020 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Jan 09, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| May 01, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 07, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 31, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on Record |
| Deed Sale | May 14, 2026 · Amount on Record |
| Prior Sale | Nov 07, 2018 · Amount on Record |
| Deed Document Number | 202646375 |
| Deed Book / Page | 30662 / 167 |
| Prior Transfer Date | Sep 08, 2017 |
| Prior Transfer Doc | 0000123035 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45229 THORN TREE LN, MACOMB, MI 48044-5778 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2026 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Name | Verified Name |
|---|---|
| Address | 45229 THORN TREE LN, MACOMB, MI 48044-5778 |
| Document Number | 2102211082 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 27868/883 |
| Instrument | 202102211082 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 01, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | May 14, 2026 |
| Property Address | 45229 THORN TREE LN, MACOMB, MI 48044-5778 |
| Document Number | 0000046375 |
| Book / Page | 30662 / 167 |
| Instrument Date | May 12, 2026 |
| Instrument | 2026.46375 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | FIRST SERVICE TITLE, FIRST IN SERVICE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495,102.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5555 CHATHAM LN, GRAND BLANC, MI 48439-9742 |
| Document Number | 0000046811, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 2026..46811 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45229 THORN TREE LN, MACOMB, MI 48044-5778 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | TALLENT TITLE GROUP INC |
| Name | Verified Name |
|---|---|
| Address | 45229 THORN TREE LN, MACOMB, MI 48044-5778 |
| Document Number | 0000162093 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 27283/458 |
| Instrument | 2162093 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Jan 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45229 THORN TREE LN, MACOMB, MI 48044-5778 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003224 |
|---|---|
| Date | Jan 09, 2017 |
| Book Page | 24489/906 |
| Instrument | 7003224 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45229 THORN TREE LN, MACOMB, MI 48044-5778 |
| Document Number | 0000066383 |
| Instrument Date | May 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45229 THORN TREE LN MACOMB MI 480445778, MACOMB, MI 48044-5778 |
| Document Number | 0000066383 |
|---|---|
| Date | Jun 09, 2020 |
| Book Page | 026756/000869 |
| Instrument | 66383 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 08, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45229 THORN TREE LN, MACOMB, MI 48044-5778 |
| Document Number | 0000129222 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45229 THORN TREE LN MACOMB MI 480445778, MACOMB, MI 48044-5778 |
| Document Number | 0000129222 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 026331/000092 |
| Instrument | 129222 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 12, 2034 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | May 01, 2019 |
| Property Address | 45229 THORN TREE LN, MACOMB, MI 48044-5778 |
| Document Number | 0000048455 |
| Book / Page | 25934 / 815 |
| Map Reference | LB 147 PG 23-27 |
| Instrument Date | Apr 19, 2019 |
| Instrument | 9048455 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | UNITED SHORE FINCL SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45229 THORN TREE LN, MACOMB, MI 48044-5778 |
| Document Number | 0000048456 |
|---|---|
| Date | May 01, 2019 |
| Instrument | 9048456 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Nov 07, 2018 |
| Property Address | 45229 THORN TREE LN, MACOMB, MI 48044-5778 |
| Document Number | 0000123799 |
| Book / Page | 25673 / 103 |
| Map Reference | LB 147 PG 23-27 |
| Instrument Date | Oct 18, 2018 |
| Instrument | 8123799 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,924.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45229 THORN TREE LN, 45229, MACOMB, MI 48044-5778 |
| Name | Verified Name |
|---|---|
| Address | 45229 THORN TREE LN, MACOMB, MI 48044-5778 |
| Document Number | 0000123800 |
|---|---|
| Date | Nov 07, 2018 |
| Instrument | 8123800 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Oct 31, 2019 |
| Property Address | 45229 THORN TREE LN, MACOMB, MI 48044-5778 |
| Document Number | 0000123035 |
| Book / Page | 026300 / 000488 |
| Instrument Date | Sep 08, 2017 |
| Instrument | 123035 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 45229 THORN TREE LN MACOMB MI 480445778, MACOMB, MI 48044-5778 |
Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $271,400 (+4.34%) | $542,800 (+4.34%) | |
| 2025 | $6,546.00 (+13.14%) Homeowner's exemption | $260,100 (+16.95%) | $520,200 (+16.95%) |
| 2023 | $222,400 | $444,800 | |
| 2022 | $5,786.00 |
Source: FEMA National Flood Hazard Layer as of October 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 331 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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