45362 Thorn Tree Ln, Macomb, MI 48044 Property Records

Macomb County property record for 45362 Thorn Tree Ln, Macomb, MI 48044 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,019 sqft · built 2002
Lot Size	0.242 acres (10,542 sqft)
Owner	2 Individual Names on File
Last Sale	$331,500 (Apr 2017)
Tax Bill	$6,908 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-33-454-023`

Property Details

APN / Parcel Number

Primary APN	`20-08-33-454-023`
Alternative APN	`0833454023`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,019 sqft Living Area
1st Floor Area	2,054 sqft
Basement Area	2,054 sqft
Unfinished Basement	2,054 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Architectural Style	Split Level
Exterior Material	Brick
Roof Type	Gable
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	124 ft deep x 85 ft wide
Garage Area	619 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45362 THORN TREE LN
City	MACOMB
State	MI
Zip	48044-6703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTCHESTER FARMS SUB #2 LOT 135 LIBER: 147 PAGES: 23-27
Legal Subdivision	WESTCHESTER FARMS SUB
Legal Lot Number	135
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1015
Census Tract	224201

Owner

Source: Macomb County records · APN 20-08-33-454-023

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45362 THORN TREE LN, MACOMB, MI 48044-6703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 04, 2020	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jan 18, 2022	Intrafamily Transfer, Transfer
Apr 07, 2017	Warranty Deed, Transfer BANKERS TITLE SETTLEMENT SER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 07, 2017 · Amount on Record
Deed Sale	Apr 07, 2017 · Amount on Record
Prior Sale	Aug 26, 2002 · Amount on Record
Deed Document Number	20177047011
Deed Book / Page	24650 / 784
Last Transfer Date	Jan 12, 2022
Transfer Doc	0000009460
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45362 THORN TREE LN, MACOMB, MI 48044-6703
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45362 THORN TREE LN, MACOMB, MI 48044-6703

Mortgage

Document Number	2200121027
Date	Oct 25, 2022
Book Page	28872/935
Instrument	202200121027

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45362 THORN TREE LN, MACOMB, MI 48044-6703
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032468
Date	Mar 18, 2020
Book Page	26582/720
Instrument	2032468

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45362 THORN TREE LN, MACOMB, MI 48044-6703
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064476
Date	Jun 04, 2020
Book Page	26748/54
Instrument	2064476

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Jan 18, 2022
Property Address	45362 THORN TREE LN, MACOMB, MI 48044-6703
Document Number	2200009460
Book / Page	28372 / 632
Map Reference	LB 147 PG 23-27
Instrument Date	Jan 12, 2022
Instrument	202200009460
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45362 THORN TREE LN, MACOMB, MI 48044-6703

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 07, 2017
Property Address	45362 THORN TREE LN, MACOMB, MI 48044-6703
Document Number	0000047011
Book / Page	24650 / 784
Map Reference	LB 147 PG 23-27
Instrument Date	Mar 31, 2017
Instrument	7047011
Transaction Type	Transfer
Record Updated	Feb 06, 2021
Title Company	BANKERS TITLE SETTLEMENT SER

Transaction

Amount	Amount Recorded
Tax	$2,850.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45362 THORN TREE LN, 45362, MACOMB, MI 48044-6703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22131 EDMUNTON ST, SAINT CLAIR SHORES, MI 48080-3531

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,600 (+19.98%)	$539,200 (+19.98%)
2025	$6,908.00 (+13.13%)
2023		$224,700	$449,400
2022	$6,106.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260992242011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 4% of the US · above 9% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 331 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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