Hamilton County property record for 4529 Floral Ave, Cincinnati, OH 45212
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,123 sqft · built 1906 |
| Lot Size | 0.173 acres (7,536 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Sep 2018) |
| Tax Bill | $5,301 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit Oct 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 651-0028-0017-00 |
| Primary APN | 651-0028-0017-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,123 sqft Living Area |
| Gross Area | 3,003 sqft |
| 1st Floor Area | 880 sqft |
| 2nd Floor Area | 840 sqft |
| Upper Floors Area | 672 sqft |
| Attic | Attic |
| Attic Area | 403 sqft |
| Basement Area | 880 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 7,536 sqft (0.173 acres) |
| Lot Dimensions | 110 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 4529 FLORAL AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45212-3251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 4529 FLORAL 70 X 110 IRR-PTS LOTS 41-42-49 NORWOODPARK 1ST |
| Legal Subdivision | NORWOODPARK 1ST |
| Legal Lot Number | 41-42 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | NORWOOD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 25401 |
4529 Floral Ave is owned and occupied by two individuals who bought it in September 2018.
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4529 FLORAL AVE, CINCINNATI, OH 45212-3251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2020 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Oct 23, 2019 | Deed of Trust, Mortgage · Line of Credit AMERICAN MTG SVC |
| Sep 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2018 · Amount on File |
| Deed Sale | Sep 24, 2018 · Amount on File |
| Prior Sale | Feb 17, 2015 · Amount on File |
| Deed Document Number | 201884434 |
| Deed Book / Page | 13759 / 79 |
| Prior Transfer Date | Sep 25, 2013 |
| Prior Transfer Doc | 0000000078 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4529 FLORAL AVE, CINCINNATI, OH 45212-3251 |
| Document Number | 0000057879 |
| Instrument Date | Apr 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4529 FLORAL AVE CINCINNATI OH 452123251, CINCINNATI, OH 45212-3251 |
| Document Number | 0000057879 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 014192/002435 |
| Instrument | 57879 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 17, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4529 FLORAL AVE, CINCINNATI, OH 45212-3251 |
| Document Number | 0000095489 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4529 FLORAL AVE CINCINNATI OH 452123251, CINCINNATI, OH 45212-3251 |
| Document Number | 0000095489 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 014036/000424 |
| Instrument | 95489 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 31, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 24, 2018 |
| Property Address | 4529 FLORAL AVE, CINCINNATI, OH 45212-3251 |
| Document Number | 0000084434 |
| Book / Page | 13759 / 00079 |
| Map Reference | MB 9 PG 51 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 2018-0084434 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4525 FLORAL AVE, CINCINNATI, OH 45212-3251 |
| Document Number | 0000084435 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 2018-0084435 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 4529 Floral Ave was $5,301, up 2.9% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Norwood City |
| Unified School District | Norwood City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,301.00 (+2.89%) | $102,505 (-) Land $39,361 Building $63,144 | $292,870 Land $112,460 Building $180,410 |
| 2024 | $5,152.00 (-2.59%) | $102,505 (-) Land $39,361 Building $63,144 | |
| 2023 | $5,289.00 (+21.22%) | $102,505 (+44.36%) Land $39,361 Building $63,144 | $292,870 Land $112,460 Building $180,410 |
| 2022 | $4,363.00 Homeowner's exemption | $71,005 Land $17,847 Building $53,158 | |
| 2020 | $202,870 Land $50,990 Building $151,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4529 Floral Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4529 Floral Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORWOOD CITY PWS serves 19,870 people · EPA ID OH3101703 |
|---|---|
| Water Source | Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures