Hamilton County property record for 4501 Floral Ave, Cincinnati, OH 45212
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,350 sqft · built 1916 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Mar 2017) |
| Tax Bill | $4,910 (2025) |
| Deeds & Mortgages | Feb 2025 Line of Credit Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 651-0028-0032-00 |
| Primary APN | 651-0028-0032-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,350 sqft Living Area |
| 1st Floor Area | 1,167 sqft |
| 2nd Floor Area | 1,183 sqft |
| Basement Area | 1,167 sqft |
| Year Built | Built 1916 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 6,360 sqft (0.146 acres) |
| Lot Dimensions | 127 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 173 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4501 FLORAL AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45212-3201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4501 FLORAL AV 100.06 X 127.28 IRR-LOT 79 NORWOODPK 1ST SUB |
| Legal Subdivision | NORWOOD PARK 1ST SUB |
| Legal Lot Number | 79 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | NORWOOD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 25401 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4501 FLORAL AVE, CINCINNATI, OH 45212-3201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2025 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Mar 6, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2017 · Amount on Record |
| Deed Sale | Mar 6, 2017 · Amount on Record |
| Prior Sale | Nov 24, 2015 |
| Deed Document Number | 17-0019642 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4501 FLORAL AVE, CINCINNATI, OH 45212-3201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4501 FLORAL AVE, CINCINNATI, OH 45212-3201 |
| Document Number | 0000008311 |
|---|---|
| Date | Feb 6, 2025 |
| Book Page | 15348/1182 |
| Instrument | 2025-0008311 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jan 29, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4501 FLORAL AVE, CINCINNATI, OH 45212-3201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000153180 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 14569/2776 |
| Instrument | 2021-0153180 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 6, 2017 |
| Property Address | 4501 FLORAL AVE, CINCINNATI, OH 45212-3201 |
| Document Number | 0000009642 |
| Map Reference | PB 9 PG 51 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 17-0019642 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4501 FLORAL AVE, CINCINNATI, OH 45212-3201 |
| Document Number | 0000009643 |
|---|---|
| Date | Mar 6, 2017 |
| Instrument | 17-0019643 |
| Name | UNION SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Norwood City |
| Unified School District | Norwood City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,910.00 (+2.98%) | $142,982 (-) Land $26,390 Building $116,592 | |
| 2024 | $4,768.00 (-2.63%) | $142,982 (-) Land $26,390 Building $116,592 | |
| 2023 | $4,897.00 (+30.14%) | $142,982 (+49.31%) Land $26,390 Building $116,592 | $408,520 (+49.31%) Land $75,400 Building $333,120 |
| 2022 | $3,763.00 Homeowner's exemption | $95,760 Land $11,970 Building $83,790 | |
| 2020 | $273,600 Land $34,200 Building $239,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORWOOD CITY PWS serves 19,870 people · EPA ID OH3101703 |
|---|---|
| Water Source | Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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