Hamilton County property record for 4528 Floral Ave, Cincinnati, OH 45212
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,072 sqft · built 1911 |
| Lot Size | 0.108 acres (4,748 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (May 2020) |
| Tax Bill | $3,359 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage May 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 651-0028-0034-00 |
| Primary APN | 651-0028-0034-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,072 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| 2nd Floor Area | 888 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 365 sqft |
| Year Built | Built 1911 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,748 sqft (0.108 acres) |
| Lot Dimensions | 128 ft deep x 37 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 142 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4528 FLORAL AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45212-3252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4528 FLORAL AV 37 X 128 PT LOTS 65-66 NORWOOD PK 1ST |
| Legal Subdivision | NORWOOD PARK |
| Legal Lot Number | 65-66 66 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | NORWOOD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 25401 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4528 FLORAL AVE, CINCINNATI, OH 45212-3252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| May 13, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2020 · Amount on Record |
| Deed Sale | May 13, 2020 · Amount on Record |
| Prior Sale | May 13, 2020 · Amount on Record |
| Deed Document Number | 0000044977 |
| Deed Book / Page | 014167 / 002243 |
| Last Transfer Date | Nov 23, 2020 |
| Transfer Doc | 0000122919 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 23, 2020 |
| Property Address | 4528 FLORAL AVE, CINCINNATI, OH 45212-3252 |
| Document Number | 0000122919 |
| Book / Page | 014301 / 002264 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 122919 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,640.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1800 W LARCHMONT AVE CHICAGO IL 606132448, CHICAGO, IL 60613-2448 |
| Document Number | 122920 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 014301/002266 |
| Instrument | 122920 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 22, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 13, 2020 |
| Property Address | 4528 FLORAL AVE, CINCINNATI, OH 45212-3252 |
| Document Number | 0000044977 |
| Book / Page | 014167 / 002243 |
| Instrument Date | May 12, 2020 |
| Instrument | 44977 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $660.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4141 FLORAL AVE CINCINNATI OH 452123632, CINCINNATI, OH 45212-3632 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Norwood City |
| Unified School District | Norwood City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,359.00 (+2.97%) | $143,500 (+%) Land $22,565 Building $120,935 | |
| 2024 | $3,262.00 (-2.63%) | $143,499 (-) Land $22,564 Building $120,935 | |
| 2023 | $3,350.00 (-4.15%) | $143,499 (%) Land $22,564 Building $120,935 | $410,000 (-) Land $64,470 Building $345,530 |
| 2022 | $3,495.00 Homeowner's exemption | $143,501 Land $10,231 Building $133,270 | |
| 2020 | $410,000 Land $29,230 Building $380,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORWOOD CITY PWS serves 19,870 people · EPA ID OH3101703 |
|---|---|
| Water Source | Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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