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4524 Arcadia St, Milton, FL 32583 Property Records

Santa Rosa County property record for 4524 Arcadia St, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,114 sqft · built 2006
Lot Size0.197 acres (8,581 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Jun 2023)
Tax Bill$2,108 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-1N-28-5740-00000-0570

Property Details

APN / Parcel Number

Primary APN17-1N-28-5740-00000-0570
Alternative APN
  • N281175740000000570

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,114 sqft Living Area
Gross Area1,774 sqft
1st Floor Area1,114 sqft
Utility Area9 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2011
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area8,581 sqft (0.197 acres)
Lot Dimensions123 ft deep x 70 ft wide
Garage TypeAttached
Garage Area453 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area40 sqft
Patio Area158 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4524 ARCADIA ST
CityMILTON
StateFL
Zip32583-1769
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1M
Legal DescriptionWEST MILTON HEIGHTS LOT 57 AS DES IN OR 4409 PG 1700
Legal Range28W
Legal Township1N
Legal Section17
Legal SubdivisionWEST MILTON HGTS ALL
Legal Lot Number57
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group1
Census Block1012
Census Tract10711

Owner

4524 Arcadia St is owned and occupied by an individual who bought it in June 2023.

Source: Santa Rosa County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address4524 ARCADIA ST, MILTON, FL 32583-1769
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2023 · Amount on File
Deed SaleJun 27, 2023 · Amount on File
Prior SaleFeb 17, 2011 · Amount on File
Deed Document Number202328818
Deed Book / Page4409 / 1700
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 27, 2023
Property Address4524 ARCADIA ST, MILTON, FL 32583-1769
Document Number0044091700
Book / Page4409 / 1700
Map ReferenceMB A PG 104
Instrument DateJun 26, 2023
Instrument202328818
Transaction TypeTransfer
Record UpdatedAug 1, 2023
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3858 LANE RD, PACE, FL 32571-9389

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 30129, PENSACOLA, FL 32503-1129

Mortgage

Document Number0044091703
DateJun 27, 2023
Instrument4409/1703
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

Mortgage

Document Number0044091720
DateJun 27, 2023
Book Page4409/1720
Instrument202328820
Lender
NameSANTA ROSA COUNTY
TypeGovernment Agency
AddressMILTON, FL 32583
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4524 Arcadia St was $2,108, up 1.1% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,108.00 (+1.1%)$171,807 (+1.1%) Land $27,000 Building $144,807$171,807 (+1.1%) Land $27,000 Building $144,807
2024$2,085.00 (+16.42%)$169,944 (+15.26%) Land $27,000 Building $142,944$169,944 (+15.26%) Land $27,000 Building $142,944
2023$1,791.00 (+7.89%)$147,444 (+7.65%) Land $22,000 Building $125,444$147,444 (+7.65%) Land $22,000 Building $125,444
2022$1,660.00$136,970$136,970 Land $18,000 Building $118,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4524 Arcadia St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2014–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4524 Arcadia St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: Cox Communications.

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