4528 Emma Ln, Laredo, TX 78046 Property Records

Webb County property record for 4528 Emma Ln, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,428 sqft · built 2019
Lot Size	0.142 acres (6,206 sqft)
Owner	Individual Name on Record
Tax Bill	$1,406 (2024)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`953-04002-140`

Property Details

APN / Parcel Number

Primary APN	`953-04002-140`
Alternative APN	`599483`

Interior

Stories	1 Story
Building Area	1,428 sqft Living Area

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,206 sqft (0.142 acres)
Porch	Open Porch
Porch Area	96 sqft

Location & Zoning

Account Number	599483
Street Address	4528 EMMA LN
City	LAREDO
State	TX
Zip	78046-6769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS SUR, BLOCK 2, LOT 14, PHASE XI
Legal Subdivision	CUATRO VIENTOS SUR
Legal Phase	XI
Legal Block	2
Legal Lot Number	14
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1020
Census Tract	1806

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4528 EMMA LN, LAREDO, TX 78046-6769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 12, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 26, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2020
Deed Sale	Mar 12, 2020
Prior Sale	Aug 26, 2019
Deed Document Number	1387136
Deed Book / Page	4754 / 119
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4528 EMMA LN, LAREDO, TX 78046-6769
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	DO NO USE, CARRINGTON MORTGAGE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004760/374
Date	Mar 24, 2020
Book Page	4760/374
Instrument	1388135

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 12, 2020
Property Address	4528 EMMA LN, LAREDO, TX 78046-6769
Document Number	004754/119
Book / Page	4754 / 119
Map Reference	VOL 36 PG 78&79
Instrument Date	Mar 9, 2020
Instrument	1387136
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4528 EMMA LN, LAREDO, TX 78046-6769

Mortgage

Document Number	0001387137
Date	Mar 12, 2020
Instrument	1387137

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Aug 26, 2019
Property Address	4528 EMMA LN, LAREDO, TX 78046-6769
Document Number	004652/228
Book / Page	4652 / 228
Map Reference	VOL 36 PG 78&79
Instrument Date	Aug 19, 2019
Instrument	1369947
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3301 CHACOTA ST # ST23B, ST23B, LAREDO, TX 78046-7000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 SALTILLO ST, LAREDO, TX 78046-7002
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$223,149 (+13.93%) Land $66,466 Building $156,683	$223,149 (+13.93%) Land $66,466 Building $156,683
2024	$1,406.00 (+14.4%)
2023		$195,858 Land $38,788 Building $157,070	$195,858 Land $38,788 Building $157,070
2022	$1,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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