4521 Emma Ln, Laredo, TX 78046 Property Records

Webb County property record for 4521 Emma Ln, Laredo, TX 78046

Property Summary

Property TypeSingle Family Home
Details2,052 sqft · built 2020
Lot Size0.112 acres (4,870 sqft)
OwnerIndividual Name on Record
Last Sale$199,000 (Sep 2020)
Tax Bill$1,351 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN953-04003-110

Property Details

APN / Parcel Number

Primary APN953-04003-110
Alternative APN
  • 599495

Interior

Stories2 Stories
Building Area2,052 sqft Living Area
1st Floor Area1,219 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area4,870 sqft (0.112 acres)
PorchOpen Porch
Porch Area165 sqft

Location & Zoning

Street Address4521 EMMA LN
CityLAREDO
StateTX
Zip78046-6769
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCUATRO VIENTOS SUR, BLOCK 3, LOT 11, PHASE XI
Legal SubdivisionCUATRO VIENTOS SUR
Legal PhaseXI
Legal Block3
Legal Lot Number11
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group1
Census Block1020
Census Tract1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4521 EMMA LN, LAREDO, TX 78046-6769
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2020 · Amount on Record
Deed SaleSep 9, 2020 · Amount on Record
Deed Document Number20201403648
Deed Book / Page4859 / 491
Prior Transfer DateSep 8, 2020
Prior Transfer Doc004859/491
Record UpdatedOct 29, 2026

September 2020: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateSep 9, 2020
Property Address4521 EMMA LN, LAREDO, TX 78046-6769
Document Number004859/491
Book / Page4859 / 491
Map ReferenceVOL 36 PG 78&79
Instrument DateSep 8, 2020
Instrument1403648
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 12, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address4521 EMMA LN, LAREDO, TX 78046-6769

Mortgage

Document Number0001403649
DateSep 9, 2020
Instrument1403649
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$265,672 (-0.5%) Land $53,765 Building $211,907$265,672 (-0.5%) Land $53,765 Building $211,907
2025$1,351.00 (+4.16%) Homeowner's exemption$267,006 (+8.49%) Land $53,765 Building $213,241$267,006 (+8.49%) Land $53,765 Building $213,241
2024$1,297.00 (-14.78%)
2023$246,113 Land $31,363 Building $214,750$246,113 Land $31,363 Building $214,750
2022$1,522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

May also be available: AT&T, Verizon.

Nearby Properties on Emma Ln

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