4526 Emma Ln, Laredo, TX 78046 Property Records

Webb County property record for 4526 Emma Ln, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,523 sqft · built 2019
Lot Size	0.124 acres (5,381 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,200 (Oct 2020)
Tax Bill	$1,131 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`953-04002-130`

Property Details

APN / Parcel Number

Primary APN	`953-04002-130`
Alternative APN	`599482`

Interior

Stories	1 Story
Building Area	1,523 sqft Living Area
1st Floor Area	1,523 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,381 sqft (0.124 acres)
Porch	Open Porch
Porch Area	114 sqft

Location & Zoning

Street Address	4526 EMMA LN
City	LAREDO
State	TX
Zip	78046-6769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS SUR, BLOCK 2, LOT 13, PHASE XI
Legal Subdivision	CUATRO VIENTOS SUR
Legal Phase	XI
Legal Block	2
Legal Lot Number	13
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1020
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4526 EMMA LN, LAREDO, TX 78046-6769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Dec 1, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 16, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 1, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 3, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	Mar 3, 2020
Deed Document Number	20201405996
Deed Book / Page	4874 / 424
Prior Transfer Date	Sep 30, 2020
Prior Transfer Doc	004874/424
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Jun 23, 2026
Property Address	4526 EMMA LN, LAREDO, TX 78046-6769
Document Number	0001590977
Book / Page	6062 / 371
Instrument Date	Mar 17, 2026
Instrument	20261590977
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4526 EMMA LN, LAREDO, TX 78046-6769

Mortgage

Document Number	0001590977,
Date	Jun 23, 2026
Book Page	6062/371
Instrument	20261590977

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	477 Months
Due	Mar 1, 2066

Interest

Rate	6.01%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4526 EMMA LN, LAREDO, TX 78046-6769
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4526 EMMA LN, LAREDO, TX 78046-6769

Mortgage

Document Number	005567/835
Date	Dec 1, 2023
Book Page	5567/835
Instrument	1516563

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Oct 1, 2050

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4526 EMMA LN, LAREDO, TX 78046-6769
Transaction Type	Mortgage
Record Updated	Jan 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4526 EMMA LN, LAREDO, TX 78046-6769

Mortgage

Document Number	005345/610
Date	Sep 16, 2022
Book Page	5345/610
Instrument	1479561

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Oct 1, 2050

October 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 1, 2020
Property Address	4526 EMMA LN, LAREDO, TX 78046-6769
Document Number	004874/424
Book / Page	4874 / 424
Map Reference	VOL 36 PG 78&79
Instrument Date	Sep 30, 2020
Instrument	1405996
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4526 EMMA LN, LAREDO, TX 78046-6769

Mortgage

Document Number	0001405997
Date	Oct 1, 2020
Instrument	1405997

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Mar 3, 2020
Property Address	4526 EMMA LN, LAREDO, TX 78046-6769
Document Number	004749/474
Book / Page	4749 / 474
Map Reference	VOL 36 PG 78&79
Instrument Date	Feb 28, 2020
Instrument	1386338
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3301 CHACOTA ST # ST23B, ST23B, LAREDO, TX 78046-7000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 SALTILLO ST, LAREDO, TX 78046-7002
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,573 (-0.46%) Land $58,814 Building $163,759	$222,573 (-0.46%) Land $58,814 Building $163,759
2025	$1,131.00 (-20.63%)	$223,611 (+11.41%) Land $58,814 Building $164,797	$223,611 (+11.41%) Land $58,814 Building $164,797
2024	$1,425.00 (+13.82%)
2023		$200,713 Land $34,331 Building $166,382	$200,713 Land $34,331 Building $166,382
2022	$1,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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