4527 397th St, North Branch, MN 55056 Property Records

Chisago County property record for 4527 397th St, North Branch, MN 55056

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 3,076 sqft · built 2007
Lot Size2.89 acres (125,888 sqft)
Owner2 Individual Names on Record
Last Sale$444,898 (Jul 2020)
Tax Bill$7,352 (2026)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN11-00382-33

Property Details

APN / Parcel Number

Primary APN11-00382-33
Alternative APNs
  • 3187607
  • 3382438
  • 3466404
  • 3997133

Interior

Bedrooms4 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Stories2 Stories
Building Area3,076 sqft Living Area
Gross Area4,963 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2015
Exterior MaterialStone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area125,888 sqft (2.89 acres)
Garage Area1,484 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number3997133
Street Address4527 397TH ST
CityNORTH BRANCH
StateMN
Zip55056-7006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionSUBDIVISIONNAME VALEZ ACRES LOT 013 BLOCK 001 SUBDIVISIONCD 11740
Legal Range021
Legal Township035
Legal Section18
Legal SubdivisionVALEZ ACRES
Legal Block1
Legal Lot Number13
JurisdictionCHISAGO MN
Township / Civil DivisionNORTH BRANCH
Census Block Group2
Census Block2016
Census Tract110301

Owner

Source: Chisago County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4527 397TH ST, NORTH BRANCH, MN 55056-7006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2020 · Amount on Record
Deed SaleJul 1, 2020 · Amount on Record
Prior SaleOct 22, 2007 · Amount on Record
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHISAGO MN
Property Address4527 397TH ST, NORTH BRANCH, MN 55056-7006
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A603067
DateSep 29, 2017
InstrumentA-603067
Lender
NameFRANKLIN AMERICAN MORTGAGE
TypeMortgage Company
Agreement
AmountAmount Recorded
Term232 Months
DueJan 1, 2037

Tax Assessment & Valuation

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyChisago County
MunicipalityNorth Branch City
Unified School DistrictNorth Branch Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,352.00 (-1.45%)
2025$7,460.00 (-0.05%) Homeowner's exemption
2024$559,300 (-6.08%)$559,300 (-6.08%)
2023$7,464.00 (-1.74%) Homeowner's exemption$595,500 (+2.89%) Land $76,600 Building $518,900$595,500 (+2.89%) Land $76,600 Building $518,900
2022$7,596.00 (+6.33%) Homeowner's exemption$578,800 (+22.78%) Land $68,700 Building $510,100$578,800 (+22.78%) Land $68,700 Building $510,100
2021$7,144.00$471,400$471,400 Land $55,300 Building $416,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ECE Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

May also be available: Midco.

Nearby Properties on 397th St

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