Chisago County property record for 4510 397th St, North Branch, MN 55056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,294 sqft · built 2011 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $189,900 (Dec 2011) |
| Tax Bill | $5,080 (2026) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00382-40 |
| Primary APN | 11-00382-40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,294 sqft Living Area |
| Gross Area | 3,008 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Area | 1,294 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3996639 |
|---|---|
| Street Address | 4510 397TH ST |
| City | NORTH BRANCH |
| State | MN |
| Zip | 55056-7006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | SUBDIVISIONNAME VALEZ ACRES LOT 007 BLOCK 002 SUBDIVISIONCD 11740 |
| Legal Range | 021 |
| Legal Township | 035 |
| Legal Section | 18 |
| Legal Subdivision | VALEZ ACRES |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | NORTH BRANCH |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 110301 |
Source: Chisago County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4510 397TH ST, NORTH BRANCH, MN 55056-7006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2011 · Amount on Record |
| Deed Sale | Dec 6, 2011 · Amount on Record |
| Deed Document Number | 201112541 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHISAGO MN |
| Recording Date | May 15, 2026 |
| Property Address | 4510 397TH ST, NORTH BRANCH, MN 55056-7006 |
| Document Number | 0000692901 |
| Instrument Date | May 5, 2026 |
| Instrument | 2026692901 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4510 397TH ST, NORTH BRANCH, MN 55056-7006 |
| Document Number | 0000692901, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 2026692901 |
| Name | MINNCO CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 5, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.74% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| Municipality | North Branch City |
| Unified School District | North Branch Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,080.00 (-1.28%) | ||
| 2025 | $5,146.00 (-1.27%) Homeowner's exemption | ||
| 2024 | $387,400 (-8.52%) | $398,100 (-6%) | |
| 2023 | $5,212.00 (+22.58%) Homeowner's exemption | $423,500 (+29.83%) Land $74,800 Building $348,700 | $423,500 (+27.02%) Land $74,800 Building $348,700 |
| 2022 | $4,252.00 (+8.14%) Homeowner's exemption | $326,200 (+26.24%) | $333,400 (+22.94%) Land $67,300 Building $266,100 |
| 2021 | $3,932.00 | $258,400 | $271,200 Land $54,200 Building $217,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Midco.
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