4445 397th St, North Branch, MN 55056 Property Records

Chisago County property record for 4445 397th St, North Branch, MN 55056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,236 sqft · built 2007
Lot Size	2.91 acres (126,760 sqft)
Owner	Individual Name on Record
Last Sale	$348,788 (May 2017)
Tax Bill	$7,932 (2026)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00382-31`

Property Details

APN / Parcel Number

Primary APN	`11-00382-31`
Alternative APNs	`3187492` `3382016` `3465852` `3997245`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,236 sqft Living Area
Gross Area	4,438 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	126,760 sqft (2.91 acres)
Garage Area	1,218 sqft
Shed	1 Shed
Shed Area	120 sqft
Pole Barn	2,304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3997245
Street Address	4445 397TH ST
City	NORTH BRANCH
State	MN
Zip	55056-7034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SUBDIVISIONNAME VALEZ ACRES LOT 011 BLOCK 001 SUBDIVISIONCD 11740
Legal Range	021
Legal Township	035
Legal Section	18
Legal Subdivision	VALEZ ACRES
Legal Block	1
Legal Lot Number	11
Jurisdiction	CHISAGO MN
Township / Civil Division	NORTH BRANCH
Census Block Group	2
Census Block	2016
Census Tract	110301

Owner

Source: Chisago County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4445 397TH ST, NORTH BRANCH, MN 55056-7034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2017 · Amount on Record
Deed Sale	May 8, 2017 · Amount on Record
Prior Sale	Sep 20, 2010 · Amount on Record
Deed Document Number	2017598513
Record Updated	Oct 29, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	May 8, 2017
Property Address	4445 397TH ST, NORTH BRANCH, MN 55056-7034
Document Number	000A598513
Instrument Date	Apr 28, 2017
Instrument	A598513
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,151.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 397TH ST, NORTH BRANCH, MN 55056-7034

Mortgage

Document Number	000A598514
Date	May 8, 2017
Instrument	A598514

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
Municipality	North Branch City
Unified School District	North Branch Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,932.00 (-1.69%)
2025	$8,068.00 (+0.47%) Homeowner's exemption
2024		$597,300 (-5.74%)	$597,300 (-5.74%)
2023	$8,030.00 (+5.55%) Homeowner's exemption	$633,700 (+9.33%) Land $76,600 Building $557,100	$633,700 (+9.33%) Land $76,600 Building $557,100
2022	$7,608.00 (+5.08%) Homeowner's exemption	$579,600 (+22.85%) Land $68,700 Building $510,900	$579,600 (+22.85%) Land $68,700 Building $510,900
2021	$7,240.00	$471,800	$471,800 Land $55,300 Building $416,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
GigFire Fixed Wireless	150 / 130