4525 Poly Dr, Billings, MT 59106 Property Records

Yellowstone County property record for 4525 Poly Dr, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,200 sqft · built 2001
Lot Size	0.322 acres (14,030 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,300 (Feb 2021)
Tax Bill	$6,766 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000A284890`

Property Details

APN / Parcel Number

Primary APN	`000A284890`
Alternative APNs	`03-1032-33-2-80-01-0000` `R0329794` `A284890` `A28489`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,200 sqft Living Area
Gross Area	5,776 sqft
1st Floor Area	2,898 sqft
Basement Area	2,878 sqft
Finished Basement	2,302 sqft
Unfinished Basement	576 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,030 sqft (0.322 acres)
View / Lot	Neighborhood / Spot
Garage Area	528 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4525 POLY DR
City	BILLINGS
State	MT
Zip	59106-1563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIMROCK WEST ESTATES SUB 2ND FILING, S33, T01 N, R25 E, BLOCK 8, LOT 8
Legal Range	25E
Legal Township	01N
Legal Section	33
Legal Subdivision	RIMROCK WEST ESTATES SUB 2ND FILING
Legal Block	8
Legal Lot Number	8
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2093
Census Tract	1801

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4525 POLY DR, BILLINGS, MT 59106-1563
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Feb 4, 2021	Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2021 · Amount on Record
Deed Sale	Feb 4, 2021 · Amount on Record
Prior Sale	Apr 30, 2015 · Amount on Record
Deed Document Number	20213958682
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	4525 POLY DR, BILLINGS, MT 59106-1563
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	FMT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4525 POLY DR, BILLINGS, MT 59106-1563

Mortgage

Document Number	0004127047
Date	Feb 25, 2026
Instrument	4127047

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Feb 4, 2021
Property Address	4525 POLY DR, BILLINGS, MT 59106-1563
Document Number	0003958682
Map Reference	DOC 1787237
Instrument Date	Feb 3, 2021
Instrument	3958682
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4525 POLY DR, BILLINGS, MT 59106-1563

Mortgage

Document Number	0003958683
Date	Feb 4, 2021
Instrument	3958683

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$862,400 (-) Land $125,494 Building $736,906	$862,400 (-) Land $125,494 Building $736,906
2025	$6,766.00 (-8.65%)	$862,400 (+13.83%) Land $125,494 Building $736,906	$862,400 (+13.83%) Land $125,494 Building $736,906
2024	$7,407.00 (+9.57%)
2023	$6,760.00	$757,600	$757,600 Land $110,391 Building $647,209

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 88% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	100 / 20

May also be available: CenturyLink.

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