Yellowstone County property record for 4520 Poly Dr, Billings, MT 59106
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,048 sqft · built 2000 |
| Lot Size | 0.34 acres (14,807 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $850,136 (Apr 2026) |
| Tax Bill | $5,504 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000A292800 |
| Primary APN | 000A292800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 4,048 sqft Living Area |
| Gross Area | 4,496 sqft |
| 1st Floor Area | 2,257 sqft |
| Basement Area | 2,239 sqft |
| Finished Basement | 1,791 sqft |
| Unfinished Basement | 448 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 14,807 sqft (0.34 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 828 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 72 sqft |
| Deck Area | 148 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4520 POLY DR |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59106-4709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIMROCK WEST ESTATES SUB 3RD, S33, T01 N, R25 E, BLOCK 9, LOT 6 |
| Legal Range | 25E |
| Legal Township | 01N |
| Legal Section | 33 |
| Legal Subdivision | RIMROCK WEST ESTATES SUB 3RD |
| Legal Block | 9 |
| Legal Lot Number | 6 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | BILLINGS |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 1801 |
Source: Yellowstone County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4520 POLY DR, BILLINGS, MT 59106-4709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Apr 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Jun 24, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Mar 15, 2019 | Warranty Deed, Transfer OPPORTUNITY BK/MT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on Record |
| Deed Sale | Apr 2, 2026 · Amount on Record |
| Prior Sale | Jun 24, 2020 · Amount on Record |
| Deed Document Number | 20264129940 |
| Prior Transfer Date | May 29, 2020 |
| Prior Transfer Doc | 0003925181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 4520 POLY DR, BILLINGS, MT 59106-4709 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003963153 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 3963153 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Apr 2, 2026 |
| Property Address | 4520 POLY DR, BILLINGS, MT 59106-4709 |
| Document Number | 0004129940 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20264129940 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4520 POLY DR, BILLINGS, MT 59106-4709 |
| Document Number | 0004129940, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 20264129940 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jun 24, 2020 |
| Property Address | 4520 POLY DR, BILLINGS, MT 59106-4709 |
| Document Number | 0003925181 |
| Map Reference | DOC 3050632 |
| Instrument Date | May 29, 2020 |
| Instrument | 3925181 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | SILK ABSTRACT COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4520 POLY DR, BILLINGS, MT 59106-4709 |
| Document Number | 0003925182 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 3925182 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Mar 15, 2019 |
| Property Address | 4520 POLY DR, BILLINGS, MT 59106-4709 |
| Document Number | 0003877967 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 3877967 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2019 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4520 POLY DR BILLINGS MT 591064709, BILLINGS, MT 59106-4709 |
| Document Number | 3877968 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 3877968 |
| Name | OPPORTUNITY BK/MT |
|---|---|
| Address | HELENA, MT 59604 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 14, 2049 |
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| Municipality | Billings City |
| County | Yellowstone County |
| Elementary School District | Billings Elementary School District (PK - 08) |
| Secondary School District | Billings High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $717,400 (+1.54%) Land $130,250 Building $587,150 | $717,400 (+1.54%) Land $130,250 Building $587,150 | |
| 2025 | $5,504.00 (-18.82%) | $706,500 (+2.94%) Land $130,250 Building $576,250 | $706,500 (+2.94%) Land $130,250 Building $576,250 |
| 2024 | $6,780.00 (+10.71%) | ||
| 2023 | $6,124.00 | $686,300 | $686,300 Land $113,652 Building $572,648 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 100 / 20 |
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