45244 Musslewhite Rd, Callahan, FL 32011 Property Records

Nassau County property record for 45244 Musslewhite Rd, Callahan, FL 32011

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,664 sqft · built 2020
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (Apr 2020)
Tax Bill$5,969 (2025)
Deeds & MortgagesMay 2022 Mortgage
Dec 2020 Loan Modification
+ 1 more
Flood ZoneZone A (high risk)
APN09-2N-25-0377-0003-0000

Property Details

APN / Parcel Number

Primary APN09-2N-25-0377-0003-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,664 sqft Heated Area
Gross Area2,292 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area217,800 sqft (5 acres)
PorchOpen Porch
Porch Area166 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address45244 MUSSLEWHITE RD
CityCALLAHAN
StateFL
Zip32011-3511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal DescriptionLOT 3 MUSSLEWHITE ESTATES OR 2288/1491
Legal Range25E
Legal Township02N
Legal Section09
Legal SubdivisionMUSSLEWHITE ESTATES
Legal Lot Number3
JurisdictionNASSAU FL
Township / Civil DivisionCALLAHAN-HILLIARD
Census Block Group1
Census Block1018
Census Tract50507

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5640 PINEHILL LN, JACKSONVILLE, FL 32244-6235
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2022Deed of Trust, Mortgage · VA Mortgage
ADVANTAGEFIRST LENDING INC
Dec 2, 2020Loan Modification, Mortgage
FIRST FED'L SVGS BK
Apr 6, 2020Warranty Deed, Transfer · VA Mortgage
FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2020 · Amount on Record
Deed SaleApr 6, 2020 · Amount on Record
Deed Document Number202045010581
Deed Book / Page2351 / 1985
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address45244 MUSSLEWHITE RD, CALLAHAN, FL 32011-3511
Transaction TypeMortgage
Record UpdatedJun 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address45244 MUSSLEWHITE RD, CALLAHAN, FL 32011-3511

Mortgage

Document Number0025640584
DateMay 19, 2022
Book Page2564/584
Instrument202245018191
Lender
NameADVANTAGEFIRST LENDING INC
TypeLending Institution
AddressRANCHO SANTA MARGARITA, CA 92688
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNASSAU FL
Property Address45244 MUSSLEWHITE RD, CALLAHAN, FL 32011-3511
Document Number0024130165
Instrument DateDec 2, 2020
Transaction TypeMortgage
Record UpdatedDec 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45244 MUSSLEWHITE RD CALLAHAN FL 32011, CALLAHAN, FL 32011

Mortgage

Document Number0024130165
DateDec 3, 2020
Book Page002413/000165
Instrument45038981
Lender
NameFIRST FED'L SVGS BK
TypeFederal Savings Bank
AddressLAKE CITY, FL 32055
Agreement
AmountAmount Recorded
Term12 Months
DueDec 2, 2021
Interest
Rate TypeFixed Rate
Rate2.75%

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateApr 6, 2020
Property Address45244 MUSSLEWHITE RD, CALLAHAN, FL 32011-3511
Document Number0023511985
Book / Page2351 / 1985
Map ReferenceMB 2288 PG 1491
Instrument DateApr 3, 2020
Instrument202045010581
Transaction TypeTransfer
Record UpdatedMay 9, 2022
Title CompanyAMELIA TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$595.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 8918, JACKSONVILLE, FL 32239-0918

Transferred To (Grantee/Buyer)

NameVerified Name
Address5640 PINEHILL LN, JACKSONVILLE, FL 32244-6235

Mortgage

Document Number0023520001
DateApr 6, 2020
Instrument2352/0001
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,969.00 (+8.13%)$389,338 (+10.22%) Land $110,925 Building $278,413$389,338 (+10.22%) Land $110,925 Building $278,413
2024$5,520.00 (+8.51%)$353,223 (+10.81%) Land $87,285 Building $265,938$353,223 (+10.81%) Land $87,285 Building $265,938
2023$5,087.00 (+15.12%)$318,763 (+8.51%) Land $64,000 Building $254,763$318,763 (+8.51%) Land $64,000 Building $254,763
2022$4,419.00$293,768 Land $72,000 Building $221,768$293,768 Land $72,000 Building $221,768

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35

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