4524 McCray St, Bakersfield, CA 93308 Property Records

Kern County property record for 4524 McCray St, Bakersfield, CA 93308

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,264 sqft · built 1971
Lot Size	0.181 acres (7,890 sqft)
Owner	Company Name on Record
Tax Bill	$2,567 (2025)
Deeds & Mortgages	Sep 2017 Second Mortgage Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`483-071-04-00-1`

Property Details

APN / Parcel Number

Primary APN	`483-071-04-00-1`
Alternative APNs	`483-071-04-9` `4830710400` `48307104`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,264 sqft Living Area
Gross Area	2,158 sqft
1st Floor Area	1,264 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Lot Area	7,890 sqft (0.181 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	30 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	483071049
Street Address	4524 MCCRAY ST
City	BAKERSFIELD
State	CA
Zip	93308-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 3190 , BLOCK , LOT 4
Legal Subdivision	TRACT 3190 IN THE UNINCORPORATED AREA
Legal Tract	3190
Legal Block	1
Legal Lot Number	4
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1004
Census Tract	104

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4524 MCCRAY ST, BAKERSFIELD, CA 93308-1226
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KERN SCHOOLS FCU
Sep 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 13, 1996
Transfer Doc	0000109607
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	4524 MCCRAY ST, BAKERSFIELD, CA 93308-1226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128685
Date	Sep 26, 2017
Instrument	0217128685

Lender

Name	KERN SCHOOLS FCU
Type	Credit Union
Address	BAKERSFIELD, CA 93309

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2027

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Sep 28, 2017
Property Address	4524 MCCRAY ST, BAKERSFIELD, CA 93308-1226
Document Number	0000130199
Instrument Date	Sep 18, 2017
Instrument	130199
Transaction Type	Transfer
Record Updated	Oct 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4524 MCCRAY ST BAKERSFIELD CA 933081226, BAKERSFIELD, CA 93308-1226

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Standard Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$148,634 (+11.99%) Land $39,810 Building $108,824
2025	$2,567.00 (+6.87%) Homeowner's exemption	$132,721 (+4.04%) Land $39,030 Building $93,691
2023	$2,402.00 (+3.62%) Homeowner's exemption	$127,568 Land $37,515 Building $90,053
2022	$2,318.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OILDALE MWC private · serves 45,315 people · EPA ID CA1510015
Water Source	Purchased surface water from NORTH OF THE RIVER MWD
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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