4513 McCray St, Bakersfield, CA 93308 Property Records

Kern County property record for 4513 McCray St, Bakersfield, CA 93308

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,000 sqft · built 1971
Lot Size	0.208 acres (9,057 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Jun 2026)
Tax Bill	$2,000 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`483-073-03-00-2`

Property Details

APN / Parcel Number

Primary APN	`483-073-03-00-2`
Alternative APNs	`483-073-03-7` `4830730300` `48307303`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,000 sqft Living Area
Gross Area	2,570 sqft
1st Floor Area	1,424 sqft
Family Room	Family Room

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Lot Area	9,057 sqft (0.208 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	483073037
Street Address	4513 MCCRAY ST
City	BAKERSFIELD
State	CA
Zip	93308-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 3190 , BLOCK , LOT 55
Legal Subdivision	TRCAT 3190
Legal Tract	3190
Legal Block	1
Legal Lot Number	55
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1003
Census Tract	104

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4513 MCCRAY ST, BAKERSFIELD, CA 93308-1225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Grant Deed, Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC
Feb 26, 2021	Affidavit of Death of Joint Tenant, Transfer
Feb 26, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Deed Document Number	202665356
Prior Transfer Date	Mar 28, 1995
Prior Transfer Doc	0000040578
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jun 8, 2026
Property Address	4513 MCCRAY ST, BAKERSFIELD, CA 93308-1225
Document Number	0000065356
Instrument Date	May 15, 2026
Instrument	202665356
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$39,996.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4513 MCCRAY ST, BAKERSFIELD, CA 93308-1225

Mortgage

Document Number	0000065357,
Date	Jun 8, 2026
Instrument	202665357

Lender

Name	GOLDEN EMPIRE MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

Mortgage

Document Number	0000065358,
Date	Jun 8, 2026
Instrument	202665358

Lender

Name	GOLDEN EMPIRE MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

February 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	KERN CA
Recording Date	Feb 26, 2021
Property Address	4513 MCCRAY ST, BAKERSFIELD, CA 93308-1225
Document Number	0000036938
Map Reference	MB 18 PG 76-79
Instrument Date	Feb 23, 2021
Instrument	221036938
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Feb 26, 2021
Property Address	4513 MCCRAY ST, BAKERSFIELD, CA 93308-1225
Document Number	0000036939
Map Reference	MB 18 PG 76-79
Instrument Date	Feb 23, 2021
Instrument	221036939
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5100 CALIFORNIA AVE STE 102, 102, BAKERSFIELD, CA 93309-0707

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Standard Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$87,320 (+2%) Land $12,722 Building $74,598
2025	$2,000.00 (+3.57%) Homeowner's exemption	$85,609 (+4.04%) Land $12,473 Building $73,136
2024	$1,931.00 (+3.82%)
2023	$1,860.00 (+4.61%) Homeowner's exemption	$82,287 Land $11,990 Building $70,297
2022	$1,778.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OILDALE MWC private · serves 45,315 people · EPA ID CA1510015
Water Source	Purchased surface water from NORTH OF THE RIVER MWD
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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