4512 McCray St, Bakersfield, CA 93308 Property Records

Kern County property record for 4512 McCray St, Bakersfield, CA 93308

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,264 sqft · built 1971
Lot Size0.179 acres (7,840 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Apr 2006)
Tax Bill$4,508 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN483-071-06-00-7

Property Details

APN / Parcel Number

Primary APN483-071-06-00-7
Alternative APNs
  • 483-071-06-4
  • 4830710600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,264 sqft Living Area
1st Floor Area1,264 sqft

Exterior

Year BuiltBuilt 1971
Construction TypeWood
Lot Area7,840 sqft (0.179 acres)
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area25 sqft
Patio Area7,000 sqft

Utilities, Heating & Cooling

Cooling SystemOther
Heating SystemHVAC

Location & Zoning

Old Parcel Number4830710600
Street Address4512 MCCRAY ST
CityBAKERSFIELD
StateCA
Zip93308-1226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionTRACT 3190, BLOCK, LOT 6
Legal Subdivision3190
Legal Tract3190
Legal Lot Number6
JurisdictionKERN CA
Township / Civil DivisionBAKERSFIELD
Census Block Group1
Census Block1004
Census Tract104

Owner

Source: Kern County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4512 MCCRAY ST, BAKERSFIELD, CA 93308-1226
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2006 · Amount on Record
Deed SaleApr 6, 2006 · Amount on Record
Prior SaleJun 14, 1999 · Amount on Record
Deed Document Number0206084084
Record UpdatedJun 7, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERN CA
Property Address4512 MCCRAY ST, BAKERSFIELD, CA 93308-1226
Transaction TypeMortgage
Record UpdatedNov 7, 2022
Title CompanyFIN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4512 MCCRAY ST, BAKERSFIELD, CA 93308-1226

Mortgage

Document Number0000115348
DateJun 18, 2021
Instrument221115348
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
AddressAURORA, CO 80014
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

Tax Assessment & Valuation

Source: Kern County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyKern County
Secondary School DistrictKern High School District (09 - 12)
Elementary School DistrictStandard Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,508.00 (+3.47%)$287,000 (+1.06%) Land $72,000 Building $215,000
2023$4,357.00 (+12.5%)$284,000 Land $71,000 Building $213,000
2022$3,873.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOILDALE MWC
private · serves 45,315 people · EPA ID CA1510015
Water SourcePurchased surface water from NORTH OF THE RIVER MWD
Last State InspectionSep 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2024
Haloacetic acids
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Applied Technology Group
Fixed Wireless
500 / 500
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, GeoLinks.

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