45234 Via Vela, Temecula, CA 92592 Property Records

Riverside County property record for 45234 Via Vela, Temecula, CA 92592

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,356 sqft · built 2021
Owner	2 Company Names on Record
Last Sale	$604,500 (Jun 2021)
Tax Bill	$10,613 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`961-462-086`

Property Details

APN / Parcel Number

Primary APN	`961-462-086`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,356 sqft Living Area
Gross Area	2,957 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Tile
Garage Type	Attached
Garage Area	481 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	45234 VIA VELA
City	TEMECULA
State	CA
Zip	92592-4919
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	RECMAPTYPE CONDOMINIUMMAP LOTTYPE S UNIT 67 MAPPLATB 278 MAPPLATP 147 SUBDIVISIONNAME TR 37021
Legal Subdivision	TRACT NO 37021 AS SHOWN ON
Legal Tract	37021
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	3
Census Block	3015
Census Tract	43207

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	45234 VIA VELA, TEMECULA, CA 92592-4919
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage FRONTWAVE CU
Mar 31, 2022	Deed of Trust, Mortgage · Line of Credit FRONTWAVE CU
Jun 23, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage MORTGAGEONE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on Record
Deed Sale	Jun 23, 2021 · Amount on Record
Deed Document Number	2021379313
Last Transfer Date	Mar 13, 2025
Transfer Doc	0000080175
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45234 VIA VELA, TEMECULA, CA 92592-4919
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45234 VIA VELA, TEMECULA, CA 92592-4919

Mortgage

Document Number	0000077419
Date	Mar 15, 2024
Instrument	2024-0077419

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2054

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45234 VIA VELA, TEMECULA, CA 92592-4919
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45234 VIA VELA, TEMECULA, CA 92592-4919

Mortgage

Document Number	0000155614
Date	Mar 31, 2022
Instrument	2022-0155614

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	8.87%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45234 VIA VELA, TEMECULA, CA 92592-4919
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45234 VIA VELA, TEMECULA, CA 92592-4919

Mortgage

Document Number	0000155615
Date	Mar 31, 2022
Instrument	2022-0155615

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 23, 2021
Property Address	45234 VIA VELA, TEMECULA, CA 92592-4919
Document Number	0000379313
Map Reference	MB 468 PG 28-32
Instrument Date	May 10, 2021
Instrument	2021-0379313
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 29, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45234 VIA VELA, TEMECULA, CA 92592-4919

Mortgage

Document Number	0000379314
Date	Jun 23, 2021
Instrument	2021-0379314

Lender

Name	MORTGAGEONE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$649,701 (+2%) Land $138,004 Building $511,697
2025	$10,613.00 (+2.51%) Homeowner's exemption	$636,963 (+4.04%) Land $135,299 Building $501,664
2023	$10,353.00 (+164.38%) Homeowner's exemption	$612,232 Land $130,047 Building $482,185
2022	$3,916.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25

May also be available: GeoLinks.

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