FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
45218 VIA VELA, TEMECULA, CA 92592-4919
Mortgage
Document Number
0000251740
Date
Aug 24, 2023
Instrument
2023-0251740
Lender
Name
ROCKET MORTGAGE LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Sep 1, 2053
June 2021: Grant Deed, Subdivision Related Transfer
Document Type
Grant Deed
Jurisdiction
RIVERSIDE CA
Recording Date
Jun 22, 2021
Property Address
45218 VIA VELA, TEMECULA, CA 92592-4919
Document Number
0000376310
Map Reference
MB 468 PG 28-32
Instrument Date
May 10, 2021
Instrument
2021-0376310
Transaction Type
Subdivision Related Transfer
Record Updated
Aug 29, 2023
Title Company
FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
45218 VIA VELA, TEMECULA, CA 92592-4919
Investor
Possibly a Property Investor
Mortgage
Document Number
0000376311
Date
Jun 22, 2021
Instrument
2021-0376311
Lender
Name
LOANDEPOT.COM LLC
Type
Mortgage Company
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jul 1, 2051
June 2021: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
RIVERSIDE CA
Recording Date
Jun 22, 2021
Property Address
45218 VIA VELA, TEMECULA, CA 92592-4919
Document Number
0000376309
Map Reference
MB 468 PG 28-32
Instrument Date
May 10, 2021
Instrument
2021-0376309
Transaction Type
Transfer
Record Updated
Aug 29, 2023
Title Company
FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
45218 VIA VELA, TEMECULA, CA 92592-4919
Investor
Possibly a Property Investor
Tax Assessment & Valuation
The 2025 property tax bill for 45218 Via Vela was $10,977, up 1.6% from the year before.
Source: Riverside County assessment roll, as of August 6, 2025
Property Jurisdictions
Type
Name
State
California
County
Riverside County
Municipality
Temecula City
Unified School District
Temecula Valley Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2025
$10,977.00 (+1.57%)
$661,980Land $198,594Building $463,386
2024
$10,807.00 (+8.13%)
2023
$9,994.00 (+12.81%)
$585,533Land $130,050Building $455,483
2022
$8,859.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 45218 Via Vela in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 100 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
7 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 45218 Via Vela is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood
0.1% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source
Purchased surface water from several systems
Last State Inspection
Dec 2025
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025