4523 Whetsel Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4523 Whetsel Ave, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,059 sqft · built 1886
Lot Size	0.167 acres (7,318 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,609 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`036-0004-0068-00`

Property Details

APN / Parcel Number

Primary APN	`036-0004-0068-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,059 sqft Living Area
1st Floor Area	1,059 sqft
Basement Area	832 sqft

Exterior

Year Built	Built 1886
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,318 sqft (0.167 acres)
Lot Dimensions	146 ft deep x 100 ft wide
Porch	Porch
Porch Area	49 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	4523 WHETSEL AVE
City	CINCINNATI
State	OH
Zip	45227-2828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4523 WHETSEL AVE 50 X 146 LOT 26 WARDS HEIRS SUB
Legal Subdivision	WARDS HEIRS SUB
Legal Lot Number	26
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4012
Census Tract	5600

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4523 WHETSEL AVE, CINCINNATI, OH 45227-2828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2014
Deed Sale	Dec 8, 2014
Prior Sale	Mar 17, 1998 · Amount on Record
Deed Document Number	332750
Deed Book / Page	0000007599 / 0000002163
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4523 WHETSEL AVE, CINCINNATI, OH 45227-2828
Document Number	0000114749
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4523 WHETSEL AVE CINCINNATI OH 452272828, CINCINNATI, OH 45227-2828

Mortgage

Document Number	0000114749
Date	Dec 27, 2019
Book Page	014072/001184
Instrument	114749

Lender

Name	KEMBA CU
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 26, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,609.00 (+3.08%)	$41,962 (-) Land $16,408 Building $25,554
2024	$2,531.00 (-2.2%)	$41,962 (-) Land $16,408 Building $25,554
2023	$2,588.00 (+54.23%)	$41,962 (+73.1%) Land $16,408 Building $25,554	$119,890 (+73.1%) Land $46,880 Building $73,010
2022	$1,678.00 Homeowner's exemption	$24,242 Land $8,089 Building $16,153
2020			$69,260 Land $23,110 Building $46,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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