4522 Whetsel Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4522 Whetsel Ave, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,807 sqft · built 1895
Lot Size	0.176 acres (7,667 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Apr 2022)
Tax Bill	$4,964 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`036-0004-0100-00`

Property Details

APN / Parcel Number

Primary APN	`036-0004-0100-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,807 sqft Living Area
1st Floor Area	1,026 sqft
2nd Floor Area	781 sqft
Upper Floors Area	781 sqft
Basement Area	962 sqft

Exterior

Year Built	Built 1895
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	153 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4522 WHETSEL AVE
City	CINCINNATI
State	OH
Zip	45227-2829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4522 WHETSEL AVE 56 X 153 PT LOT 54 WARDS HEIRS SUB
Legal Subdivision	WARDS HEIRS SUB
Legal Lot Number	54
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4013
Census Tract	5600

Owner

4522 Whetsel Ave is owned and occupied by an individual who bought it in April 2022.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4522 WHETSEL AVE, CINCINNATI, OH 45227-2829
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 24, 2020	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG
Nov 20, 2019	Warranty Deed, Transfer RIVERTOWNE TITLE LLC
Nov 5, 2019	Warranty Deed, Transfer · Line of Credit SPRING VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2022 · Amount on File
Deed Sale	Apr 1, 2022 · Amount on File
Prior Sale	Jul 24, 2020 · Amount on File
Deed Document Number	0000033713
Deed Book / Page	14637 / 716
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 1, 2022
Property Address	4522 WHETSEL AVE, CINCINNATI, OH 45227-2829
Document Number	0000033713
Book / Page	14637 / 716
Map Reference	MB 3 PG 9
Instrument Date	Mar 30, 2022
Instrument	2022-0033713
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4522 WHETSEL AVE, CINCINNATI, OH 45227-2829

Mortgage

Document Number	0000033714
Date	Apr 1, 2022
Instrument	2022-0033714

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 24, 2020
Property Address	4522 WHETSEL AVE, CINCINNATI, OH 45227-2829
Document Number	0000072235
Book / Page	014217 / 001466
Instrument Date	Jul 15, 2020
Instrument	72235
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4522 WHETSEL AVE CINCINNATI OH 452272829, CINCINNATI, OH 45227-2829

Mortgage

Document Number	72236
Date	Jul 24, 2020
Book Page	014217/001468
Instrument	72236

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 20, 2019
Property Address	4522 WHETSEL AVE, CINCINNATI, OH 45227-2829
Document Number	0000102411
Book / Page	014048 / 000792
Instrument Date	Nov 14, 2019
Instrument	102411
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	RIVERTOWNE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$488.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4522 WHETSEL AVE CINCINNATI OH 452272829, CINCINNATI, OH 45227-2829
Investor	Possibly a Property Investor

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 5, 2019
Property Address	4522 WHETSEL AVE, CINCINNATI, OH 45227-2829
Document Number	0000096706
Book / Page	14038 / 01672
Map Reference	MB 3 PG 9
Instrument Date	Oct 24, 2019
Instrument	2019-0096706
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3874 PAXTON AVE UNIT 9303, 9303, CINCINNATI, OH 45209-7513

Mortgage

Document Number	0000096707
Date	Nov 5, 2019
Book Page	14038/01675
Instrument	2019-0096707

Lender

Name	SPRING VALLEY BANK
Type	Bank
Address	CINCINNATI, OH 45215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	15 Months
Due	Feb 1, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 4522 Whetsel Ave was $4,964, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,964.00 (+3.07%)	$80,500 (-) Land $17,612 Building $62,888
2024	$4,816.00 (-2.17%)	$80,500 (-) Land $17,612 Building $62,888
2023	$4,923.00 (+68.89%)	$80,500 (+88.52%) Land $17,612 Building $62,888	$230,000 Land $50,320 Building $179,680
2022	$2,915.00 Homeowner's exemption	$42,700 Land $8,680 Building $34,020
2020			$122,000 Land $24,800 Building $97,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4522 Whetsel Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4522 Whetsel Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Whetsel Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures