4518 Whetsel Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4518 Whetsel Ave, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,769 sqft · built 1903
Lot Size	0.196 acres (8,581 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Apr 2024)
Tax Bill	$3,794 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036-0004-0322-00`

Property Details

APN / Parcel Number

Primary APN	`036-0004-0322-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,769 sqft Living Area
1st Floor Area	999 sqft
2nd Floor Area	770 sqft
Upper Floors Area	770 sqft
Basement Area	962 sqft

Exterior

Year Built	Built 1903
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,581 sqft (0.196 acres)
Lot Dimensions	153 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	168 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4518 WHETSEL AVE
City	CINCINNATI
State	OH
Zip	45227-2829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4518 WHETSEL AVE 50 X 153 FT PT LOT 54 WARDS HEIRS SUB
Legal Subdivision	WARDS HEIRS SUB
Legal Lot Number	54
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4013
Census Tract	5600

Owner

4518 Whetsel Ave is owned and occupied by an individual who bought it in April 2024.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4518 WHETSEL AVE, CINCINNATI, OH 45227-2829
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 10, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2024 · Amount on File
Deed Sale	Apr 4, 2024 · Amount on File
Prior Sale	Jul 10, 2019 · Amount on File
Deed Document Number	0000022007
Deed Book / Page	15138 / 360
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4518 WHETSEL AVE, CINCINNATI, OH 45227-2829
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003784
Date	Jan 11, 2022
Book Page	14581/1145
Instrument	2022-0003784

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 1, 2036

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 10, 2019
Property Address	4518 WHETSEL AVE, CINCINNATI, OH 45227-2829
Document Number	0000054797
Book / Page	13955 / 00226
Map Reference	CASE 28888
Instrument Date	Jun 27, 2019
Instrument	2019-0054797
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	LTOC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4518 WHETSEL AVE, CINCINNATI, OH 45227-2829

Mortgage

Document Number	0000054799
Date	Jul 10, 2019
Instrument	2019-0054799

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4518 Whetsel Ave was $3,794, up 3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,794.00 (+3.01%)	$61,387 (-) Land $16,566 Building $44,821
2024	$3,683.00 (-2.13%)	$61,387 (-) Land $16,566 Building $44,821
2023	$3,763.00 (+12.4%)	$61,387 (+25.28%) Land $16,566 Building $44,821	$175,390 Land $47,330 Building $128,060
2022	$3,348.00 Homeowner's exemption	$49,000 Land $8,162 Building $40,838
2020			$140,000 Land $23,320 Building $116,680

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4518 Whetsel Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4518 Whetsel Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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