4523 River Overlook Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 4523 River Overlook Dr, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,785 sqft · built 2002
Lot Size0.202 acres (8,788 sqft)
Owner2 Individual Names on Record
Last Sale$565,000 (Jun 2023)
Tax Bill$759 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN074762-9406

Property Details

APN / Parcel Number

Primary APN074762-9406
Alternative APN
  • U1330202QD000001000300

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,785 sqft Living Area
Gross Area3,562 sqft
1st Floor Area2,785 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2014
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,788 sqft (0.202 acres)
Lot Dimensions115 ft deep x 75 ft wide
Garage TypeAttached
Garage Area634 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area325 sqft
PorchOpen Porch
Porch Area143 sqft
Deck AreaDeck Area
Patio Area282 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0747629406
Street Address4523 RIVER OVERLOOK DR
CityVALRICO
StateFL
Zip33596-7827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionRIVER CROSSING ESTATES PHASE 4 LOT 30 BLOCK 1
Legal Range20E
Legal Township30S
Legal Section13
Legal SubdivisionRIVER CROSSING ESTATES PHASE 4
Legal Phase4
Legal Tract2QD
Legal Block1
Legal Lot Number30
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group1
Census Block1018
Census Tract13415

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4523 RIVER OVERLOOK DR, VALRICO, FL 33596-7827
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2023 · Amount on Record
Deed SaleJun 14, 2023 · Amount on Record
Prior SaleMay 14, 2015 · Amount on Record
Deed Document Number2023258888
Prior Transfer DateMar 15, 2011
Prior Transfer Doc0000093386
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJun 14, 2023
Property Address4523 RIVER OVERLOOK DR, VALRICO, FL 33596-7827
Document Number0000258888
Map ReferenceMB 85 PG 44
Instrument DateJun 12, 2023
Instrument2023258888
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyMASTERPIECE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,955.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24 KENNEDY BLVD, LINCOLN, RI 02865-3602

Transferred To (Grantee/Buyer)

NameVerified Name
Address4523 RIVER OVERLOOK DR, VALRICO, FL 33596-7827

Mortgage

Document Number0000258889
DateJun 14, 2023
Instrument2023258889
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$449,610 (-1.11%) Land $95,824 Building $353,786$449,610 (-1.11%) Land $95,824 Building $353,786
2025$759.00 (+16.41%) Disabled Person's exemption Veteran's exemption$454,653 (+65.54%) Land $95,824 Building $358,829$454,653 (+8.12%) Land $95,824 Building $358,829
2023$652.00 (+19.2%) Disabled Person's exemption Veteran's exemption$274,646 (+3%)$420,513 (+2.12%) Land $87,112 Building $333,401
2022$547.00 Disabled Person's exemption Veteran's exemption$266,647$411,791 Land $69,690 Building $342,101

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims12 (1988–2024)
Claims Outside the SFHA2 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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