4524 River Overlook Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 4524 River Overlook Dr, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,626 sqft · built 2001
Lot Size	0.246 acres (10,697 sqft)
Owner	Individual Name on Record
Last Sale	$551,000 (Aug 2023)
Tax Bill	$7,084 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`074762-9470`

Property Details

APN / Parcel Number

Primary APN	`074762-9470`
Alternative APN	`U1330202QD000007000060`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,626 sqft Living Area
Gross Area	3,478 sqft
1st Floor Area	2,626 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,697 sqft (0.246 acres)
Lot Dimensions	111 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	232 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0747629470
Street Address	4524 RIVER OVERLOOK DR
City	VALRICO
State	FL
Zip	33596-7825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	RIVER CROSSING ESTATES PHASE 4 LOT 6 BLOCK 7
Legal Range	20E
Legal Township	30S
Legal Section	13
Legal Subdivision	RIVER CROSSING ESTATES PHASE 4
Legal Phase	4
Legal Tract	2QD
Legal Block	7
Legal Lot Number	6
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	1
Census Block	1020
Census Tract	13415

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4524 RIVER OVERLOOK DR, VALRICO, FL 33596-7825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Aug 29, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Prior Sale	Aug 29, 2020 · Amount on Record
Deed Document Number	2023388927
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 31, 2023
Property Address	4524 RIVER OVERLOOK DR, VALRICO, FL 33596-7825
Document Number	0000388927
Map Reference	MB 85 PG 44-1-44-5
Instrument Date	Aug 25, 2023
Instrument	2023388927
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,857.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12913 SATIN LILY DR, RIVERVIEW, FL 33579-9368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4524 RIVER OVERLOOK DR, VALRICO, FL 33596-7825

Mortgage

Document Number	0000388928
Date	Aug 31, 2023
Instrument	2023388928

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 29, 2020
Property Address	4524 RIVER OVERLOOK DR, VALRICO, FL 33596-7825
Document Number	0000354360
Map Reference	MB 85 PG 44
Instrument Date	Aug 11, 2020
Instrument	2020354360
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	EXECUTIVE TITLE OF FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,572.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9417 GLADDEN HILL LN, 9417, PINEVILLE, NC 28134-5013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4524 RIVER OVERLOOK DR, VALRICO, FL 33596-7825

Mortgage

Document Number	0000354361
Date	Aug 29, 2020
Instrument	2020354361

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,842 (+2.7%)	$447,405 (-2.17%) Land $109,890 Building $337,515
2025	$7,084.00 (+21.28%) Homeowner's exemption	$386,409 (+13.92%)	$457,322 (+8.5%) Land $109,890 Building $347,432
2023	$5,841.00 (+4.42%) Homeowner's exemption	$339,184 (+3%)	$421,507 (+2.83%) Land $99,900 Building $321,607
2022	$5,594.00 Homeowner's exemption	$329,305	$409,924 Land $79,920 Building $330,004

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	12 (1988–2024)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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