4518 River Overlook Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 4518 River Overlook Dr, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,403 sqft · built 2001
Lot Size	0.198 acres (8,622 sqft)
Owner	Individual Name on File
Last Sale	$233,500 (Apr 2013)
Tax Bill	$3,844 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`074762-9476`

Property Details

APN / Parcel Number

Primary APN	`074762-9476`
Alternative APN	`U1330202QD000007000090`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,403 sqft Living Area
Gross Area	3,361 sqft
1st Floor Area	2,403 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,622 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	602 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	356 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0747629476
Street Address	4518 RIVER OVERLOOK DR
City	VALRICO
State	FL
Zip	33596-7825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	RIVER CROSSING ESTATES PHASE 4 LOT 9 BLOCK 7
Legal Range	20E
Legal Township	30S
Legal Section	13
Legal Subdivision	RIVER CROSSING ESTATES PHASE 4
Legal Phase	4
Legal Tract	2QD
Legal Block	7
Legal Lot Number	9
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	1
Census Block	1020
Census Tract	13415

Owner

4518 River Overlook Dr is owned and occupied by an individual who acquired it in December 2019.

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4518 RIVER OVERLOOK DR, VALRICO, FL 33596-7825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2013 · Amount on File
Deed Sale	Apr 16, 2013 · Amount on File
Prior Sale	Dec 13, 2012
Deed Document Number	2013149170
Deed Book / Page	21816 / 1570
Last Transfer Date	Dec 12, 2019
Transfer Doc	0000548028
Record Updated	Oct 29, 2026

December 2019: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Dec 23, 2019
Property Address	4518 RIVER OVERLOOK DR, VALRICO, FL 33596-7825
Document Number	0272100549
Book / Page	027210 / 000549
Instrument Date	Dec 12, 2019
Instrument	548028
Record Updated	Jan 13, 2020
Title Company	RAVENSWOOD TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4518 RIVER OVERLOOK DR VALRICO FL 335967825, VALRICO, FL 33596-7825

Mortgage

Document Number	272100553
Date	Dec 23, 2019
Book Page	027210/000553
Instrument	548029

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4518 River Overlook Dr was $3,844 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,480 (+2.7%)	$377,688 (-2.07%) Land $95,824 Building $281,864
2025	$3,844.00 Homeowner's exemption	$210,789	$385,656 Land $95,824 Building $289,832
2023	$3,376.00 (+5.86%) Homeowner's exemption	$198,882 (+3%)	$353,606 (+2.93%) Land $87,112 Building $266,494
2022	$3,189.00 Homeowner's exemption	$193,089	$343,538 Land $69,690 Building $273,848

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4518 River Overlook Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	12 (1988–2024)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4518 River Overlook Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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