4523 Capstone Dr, Monroe, NC 28110 Property Records

Union County property record for 4523 Capstone Dr, Monroe, NC 28110 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	2.5 ba · 1,530 sqft · built 2001
Lot Size	0.255 acres (11,108 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Sep 2021)
Tax Bill	$2,243 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-396-481`

Property Details

APN / Parcel Number

Primary APN	`09-396-481`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,530 sqft Living Area
Gross Area	1,986 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,108 sqft (0.255 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4523 CAPSTONE DR
City	MONROE
State	NC
Zip	28110-7673
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#68 CORNERSTONE PH2A OPCF907
Legal Subdivision	CORNERSTONE
Legal Lot Number	68
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3003
Census Tract	20307

Owner

Source: Union County records · APN 09-396-481

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4523 CAPSTONE DR, MONROE, NC 28110-7673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 02, 2021 · Amount on Record
Deed Sale	Sep 02, 2021 · Amount on Record
Prior Sale	Sep 06, 2016 · Amount on Record
Deed Document Number	202141832
Deed Book / Page	8229 / 490
Record Updated	Jun 08, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 02, 2021
Property Address	4523 CAPSTONE DR, MONROE, NC 28110-7673
Document Number	8229490
Book / Page	8229 / 490
Map Reference	CAB F FILE 907&908
Instrument Date	Sep 02, 2021
Instrument	41832
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	INVEST TITLE, INVESTOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 KENNEDY RD, 34, MORRIS PLAINS, NJ 07950-2312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4523 CAPSTONE DR, MONROE, NC 28110-7673

Mortgage

Document Number	41833
Date	Sep 02, 2021
Instrument	41833

Lender

Name	SHARONVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,243.00 (+16.58%)	$335,300 (+47.84%) Land $69,000 Building $266,300	$335,300 (+47.84%) Land $69,000 Building $266,300
2023	$1,924.00	$226,800 Land $42,000 Building $184,800	$226,800 Land $42,000 Building $184,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.