4527 Capstone Dr, Monroe, NC 28110 Property Records

Union County property record for 4527 Capstone Dr, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bathrooms	2.5 Baths
Year Built	Built 2001
Square Footage	1,431 sqft Living Area
Lot Size	13,939 sqft (0.32 acres)
Garage	Attached, 420 sqft
Occupancy	Owner Occupied
Last Sale	$131,000 (2001)
Tax Bill	$1,109.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-396-208`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,431 sqft Living Area
Gross Area	1,851 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Material	Composition Shingle Roof
Lot Area	13,939 sqft (0.32 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Porch Area	24 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	4527 CAPSTONE DR
City	MONROE
State	NC
Zip	28110-7673
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	#66 CORNERSTONE PH1B OPCF386
Legal Subdivision	CORNERSTONE
Legal Lot Number	66
Jurisdiction	UNION NC
Minor Civil Division	MONROE
Census Blockgroup	3
Census Block	3003
Census Tract	20307

Owner

Source: Union County records · APN 09-396-208

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4527 CAPSTONE DR, MONROE, NC 28110-7673
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2001 · Amount on Record
Deed Sale	Oct 19, 2001 · Amount on Record
Prior Sale	Mar 22, 2001 · Amount on Record
Deed Doc Number	200174067
Deed Book / Page	1668 / 219
Last Transfer Date	Apr 18, 2008
Transfer Doc	4874545
Record Refreshed	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4527 CAPSTONE DR, MONROE, NC 28110-7673
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008070786
Date	Apr 20, 2021
Book Page	8070/786
Instrument	18467

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,109.00 (+16%)	$323,700 (+47.88%) Land $69,000 Building $254,700	$323,700 (+47.88%) Land $69,000 Building $254,700
2023	$956.00	$218,900 Land $42,000 Building $176,900	$218,900 Land $42,000 Building $176,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.