Union County property record for 4518 Capstone Dr, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,402 sqft Living Area |
| Lot Size | 9,801 sqft (0.225 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $328,000 (2024) |
| Tax Bill | $2,195.00 (2025) |
| Primary APN | 09-396-496 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,402 sqft Living Area |
| Gross Area | 1,802 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,801 sqft (0.225 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Porch Area | 86 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 4518 CAPSTONE DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7673 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #83 CORNERSTONE PH2A OPCF907 |
| Legal Subdivision | CORNERSTONE |
| Legal Lot Number | 83 |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 20307 |
Source: Union County records · APN 09-396-496
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4518 CAPSTONE DR, MONROE, NC 28110-7673 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jun 16, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 31, 2024 · Amount on Record |
| Deed Sale | May 31, 2024 · Amount on Record |
| Prior Sale | Nov 13, 2000 · Amount on Record |
| Deed Doc Number | 202412400 |
| Deed Book / Page | 8912 / 680 |
| Prior Transfer Date | May 20, 2016 |
| Prior Transfer Doc | 0000014756 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4518 CAPSTONE DR, MONROE, NC 28110-7673 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008484362 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 8484/362 |
| Instrument | 18816 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | INDIAN TRAIL, NC 28079 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4518 CAPSTONE DR, MONROE, NC 28110-7673 |
| Document Number | 6957190 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4518 CAPSTONE DR MONROE NC 281107673, MONROE, NC 28110-7673 |
| Document Number | 6957190 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 006957/000190 |
| Instrument | 17452 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | INDIAN TRAIL, NC 28079 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,195.00 (+18.97%) | $328,000 (+51.92%) Land $69,000 Building $259,000 | $328,000 (+51.92%) Land $69,000 Building $259,000 |
| 2023 | $1,845.00 | $215,900 Land $42,000 Building $173,900 | $215,900 Land $42,000 Building $173,900 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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