45165 Thorn Tree Ln, Macomb, MI 48044 Property Records

Macomb County property record for 45165 Thorn Tree Ln, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,352 sqft · built 2002
Lot Size0.264 acres (11,500 sqft)
Owner2 Individual Names on File
Last Sale$515,000 (May 2023)
Tax Bill$8,440 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Mar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-08-33-455-016

Property Details

APN / Parcel Number

Primary APN20-08-33-455-016
Alternative APN
  • 0833455016

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Building Area3,352 sqft Living Area
1st Floor Area2,097 sqft
Basement Area2,097 sqft
Unfinished Basement2,097 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2003
Architectural StyleSplit Level
Lot Area11,500 sqft (0.264 acres)
Lot Dimensions140 ft deep x 82 ft wide
Garage Area619 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address45165 THORN TREE LN
CityMACOMB
StateMI
Zip48044-5778
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWESTCHESTER FARMS SUB #2 LOT 148 LIBER: 147 PAGES: 23-27
Legal SubdivisionWESTCHESTER FARMS SUB
Legal Lot Number148
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group1
Census Block1014
Census Tract224201

Owner

Source: Macomb County records · APN 20-08-33-455-016

Assessment roll updated July 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45165 THORN TREE LN, MACOMB, MI 48044-5778
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 26, 2020Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 10, 2023 · Amount on Record
Deed SaleMay 10, 2023 · Amount on Record
Prior SaleMar 26, 2015 · Amount on Record
Deed Document Number202342412
Deed Book / Page29123 / 39
Last Transfer DateJul 30, 2024
Transfer Doc0000062818
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateMay 10, 2023
Property Address45165 THORN TREE LN, MACOMB, MI 48044-5778
Document Number2300042412
Book / Page29123 / 39
Map ReferenceLB 147 PG 23
Instrument DateMay 08, 2023
Instrument202300042412
Transaction TypeTransfer
Record UpdatedMay 29, 2023
Title CompanyPLATINUMFIRST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,862.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address45165 THORN TREE LN, MACOMB, MI 48044-5778

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address45165 THORN TREE LN, MACOMB, MI 48044-5778

Mortgage

Document Number2300041921
DateMay 09, 2023
Book Page29120/643
Instrument202300041921
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45165 THORN TREE LN, MACOMB, MI 48044-5778
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035363
DateMar 26, 2020
Book Page26600/217
Instrument2035363
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 12, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$279,300 (+23.31%)$558,600 (+23.31%)
2025$8,440.00 (+34.78%)
2023$226,500$453,000
2022$6,262.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), as of October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260992242011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 331 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0003990, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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