4522 Heidi Ter, Midlothian, VA 23112 Property Records

Chesterfield County property record for 4522 Heidi Ter, Midlothian, VA 23112

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,573 sqft · built 2006
Lot Size0.542 acres (23,610 sqft)
OwnerIndividual Name on Record
Last Sale$302,000 (Apr 2023)
Tax Bill$3,312 (2026)
Deeds & MortgagesApr 2023 Sale & Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN745-68-12-50-300-000

Property Details

APN / Parcel Number

Primary APN745-68-12-50-300-000
Alternative APNs
  • 441526000
  • 459854000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,573 sqft Finished Area
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area23,610 sqft (0.542 acres)
View / LotCul-de-sac
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area48 sqft
Deck Area196 sqft
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number459854000
Street Address4522 HEIDI TER
CityMIDLOTHIAN
StateVA
Zip23112-3262
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12 - SING
Legal DescriptionCAROLE HEIGHTS 037
Legal SubdivisionCAROLE HEIGHTS
Legal Lot Number37
JurisdictionCHESTERFIELD VA
Township / Civil DivisionCLOVER HILL
Census Block Group2
Census Block2006
Census Tract100934

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4522 HEIDI TER, MIDLOTHIAN, VA 23112-3262
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2023Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Jul 31, 2020Warranty Deed, Transfer
CAYMANS HOLDING CO LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2023 · Amount on Record
Deed SaleApr 3, 2023 · Amount on Record
Prior SaleJul 31, 2020 · Amount on Record
Deed Document Number20239115
Deed Book / Page14235 / 353
Record UpdatedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateApr 3, 2023
Property Address4522 HEIDI TER, MIDLOTHIAN, VA 23112-3262
Document Number014235-353
Book / Page14235 / 353
Instrument DateMar 28, 2023
Instrument2023009115
Transaction TypeTransfer
Record UpdatedApr 19, 2023
Title CompanyOLD REPUBLIC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4522 HEIDI TER, MIDLOTHIAN, VA 23112-3262

Mortgage

Document Number2023009116
DateApr 3, 2023
Instrument2023009116
Lender
NameBANK OF AMERICA NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateJul 31, 2020
Property Address4522 HEIDI TER, MIDLOTHIAN, VA 23112-3262
Document Number12876277
Book / Page012876 / 000277
Instrument DateMar 2, 2020
Instrument37597
Transaction TypeTransfer
Record UpdatedAug 19, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4522 HEIDI TER MIDLOTHIAN VA 231123262, MIDLOTHIAN, VA 23112-3262

Mortgage

Document Number12876281
DateJul 31, 2020
Book Page012876/000281
Instrument37598
Lender
NameCAYMANS HOLDING CO LLC
Agreement
AmountAmount Recorded
Term84 Months
DueJul 30, 2027
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,312.00 (+16.46%)$369,400 (+2.07%) Land $75,000 Building $294,400$369,400 (+2.07%) Land $75,000 Building $294,400
2025$361,900 (+16.82%) Land $70,000 Building $291,900$361,900 (+16.82%) Land $70,000 Building $291,900
2023$2,844.00$309,800 Land $68,000 Building $241,800$309,800 Land $68,000 Building $241,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimOct 2016 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Heidi Ter

Nearby Streets

Search Property Records by Address or Parcel Number