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4505 Heidi Ter, Midlothian, VA 23112 Property Records

Chesterfield County property record for 4505 Heidi Ter, Midlothian, VA 23112

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,324 sqft · built 2004
Lot Size0.424 acres (18,469 sqft)
Owner2 Individual Names on Record
Tax Bill$3,694 (2026)
Deeds & MortgagesSep 2018 Mortgage
May 2018 Transfer
Flood ZoneZone X (minimal risk)
APN745-68-14-83-000-000

Property Details

APN / Parcel Number

Primary APN745-68-14-83-000-000
Alternative APNs
  • 440709000
  • 490390000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,324 sqft Finished Area
1st Floor Area60 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area18,469 sqft (0.424 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area127 sqft
Deck Area168 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number490390000
Street Address4505 HEIDI TER
CityMIDLOTHIAN
StateVA
Zip23112-3262
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12 - SING
Legal DescriptionCAROLE HEIGHTS 033
Legal SubdivisionCAROLE HEIGHTS
Legal Lot Number33
JurisdictionCHESTERFIELD VA
Township / Civil DivisionCLOVER HILL
Census Block Group2
Census Block2006
Census Tract100934

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4505 HEIDI TER, MIDLOTHIAN, VA 23112-3262
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2018Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
May 31, 2018Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2025
Deed SaleJun 9, 2025
Prior SaleDec 28, 2012 · Amount on Record
Deed Document Number202518803
Deed Book / Page14906 / 853
Prior Transfer DateJun 3, 2025
Prior Transfer Doc014906-853
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address4505 HEIDI TER, MIDLOTHIAN, VA 23112-3262
Document Number12149509
Instrument DateSep 18, 2018
Transaction TypeMortgage
Record UpdatedNov 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number12149509
DateNov 9, 2018
Book Page012149/000509
Instrument42113
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 8, 2038
Interest
Rate TypeFixed Rate

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHESTERFIELD VA
Recording DateMay 31, 2018
Property Address4505 HEIDI TER, MIDLOTHIAN, VA 23112-3262
Document Number11996358
Book / Page011996 / 000358
Instrument DateMay 16, 2018
Instrument19818
Transaction TypeTransfer
Record UpdatedFeb 16, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4505 HEIDI TER MIDLOTHIAN VA 231123262, MIDLOTHIAN, VA 23112-3262

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,694.00 (+1.93%)$412,300 (+1.95%) Land $75,000 Building $337,300$412,300 (+1.95%) Land $75,000 Building $337,300
2025$3,624.00 (+10.25%)$404,400 (+12.8%) Land $70,000 Building $334,400$404,400 (+12.8%) Land $70,000 Building $334,400
2023$3,287.00$358,500 Land $68,000 Building $290,500$358,500 Land $68,000 Building $290,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimOct 2016 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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