4510 Heidi Ter, Midlothian, VA 23112 Property Records

Chesterfield County property record for 4510 Heidi Ter, Midlothian, VA 23112

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,218 sqft · built 2004
Lot Size0.422 acres (18,382 sqft)
OwnerIndividual Name on Record
Last Sale$271,000 (Aug 2018)
Tax Bill$3,846 (2026)
Deeds & MortgagesMay 2021 Refinance
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN745-68-12-22-400-000

Property Details

APN / Parcel Number

Primary APN745-68-12-22-400-000
Alternative APN
  • 399083001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,218 sqft Finished Area
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeMasonry
Roof MaterialComposition Shingle
Lot Area18,382 sqft (0.422 acres)
Garage Area509 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area120 sqft
Deck Area154 sqft
Patio Area394 sqft
Balcony Area52 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number399083001
Street Address4510 HEIDI TER
CityMIDLOTHIAN
StateVA
Zip23112-3262
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12 - SING
Legal DescriptionCAROLE HEIGHTS 039
Legal SubdivisionCAROLE HEIGHTS
Legal Lot Number39
JurisdictionCHESTERFIELD VA
Township / Civil DivisionCLOVER HILL
Census Block Group2
Census Block2006
Census Tract100934

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4510 HEIDI TER, MIDLOTHIAN, VA 23112-3262
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
VIRGINIA CREDIT UNION INC
Aug 23, 2018Warranty Deed, Transfer · Conventional with PMI
NFM

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 23, 2018 · Amount on Record
Deed SaleAug 23, 2018 · Amount on Record
Prior SaleJun 20, 2011 · Amount on Record
Deed Document Number201831898
Deed Book / Page12081 / 55
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address4510 HEIDI TER, MIDLOTHIAN, VA 23112-3262
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number013431-174
DateMay 24, 2021
Book Page13431/174
Instrument2021033669
Lender
NameVIRGINIA CREDIT UNION INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2051
Interest
Rate TypeFixed Rate
Rate3.63%

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateAug 23, 2018
Property Address4510 HEIDI TER, MIDLOTHIAN, VA 23112-3262
Document Number1208155
Book / Page012081 / 000055
Instrument DateAug 8, 2018
Instrument31898
Transaction TypeTransfer
Record UpdatedFeb 16, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$271.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4510 HEIDI TER MIDLOTHIAN VA 231123262, MIDLOTHIAN, VA 23112-3262

Mortgage

Document Number1208159
DateAug 23, 2018
Book Page012081/000059
Instrument31899
Lender
NameNFM
Agreement
TypeConventional with PMI
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,846.00 (+19.93%)$429,400 (+1.9%) Land $75,000 Building $354,400$429,400 (+1.9%) Land $75,000 Building $354,400
2025$421,400 (+20.5%) Land $70,000 Building $351,400$421,400 (+20.5%) Land $70,000 Building $351,400
2023$3,207.00$349,700 Land $68,000 Building $281,700$349,700 Land $68,000 Building $281,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimOct 2016 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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