4521 Fallston Rd, Fallston, NC 28042 Property Records

Cleveland County property record for 4521 Fallston Rd, Fallston, NC 28042

Property Summary

Property Type	Single Family Home
Details	1,306 sqft · built 1954
Lot Size	6.5 acres (283,140 sqft)
Owner	2 Company Names on Record
Last Sale	$205,000 (Apr 2025)
Tax Bill	$1,204 (2025)
Deeds & Mortgages	Oct 2025 Sale Oct 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36069`

Property Details

APN / Parcel Number

Primary APN	`36069`
Alternative APNs	`1339407` `1352555`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,306 sqft Finished Area
Basement Area	653 sqft
Unfinished Basement	653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Shed Roof
Lot Area	283,140 sqft (6.5 acres)
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	684 sqft
Shed	1 Shed
Canopy	288 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1352555
Street Address	4521 FALLSTON RD
City	FALLSTON
State	NC
Zip	28042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA3
Legal Description	6.5 AC HWY 18
Legal Subdivision	FALLSTON
Legal Block	1
Legal Lot Number	5
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2020
Census Tract	950200

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3822 FIVE POINTS RD, SHELBY, NC 28150-8866
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Warranty Deed, Transfer
Oct 22, 2025	Intrafamily Transfer, Transfer
Apr 15, 2021	Warranty Deed, Transfer INVESTORS TITLE GASTONIA
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 11, 2017	Warranty Deed, Transfer STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2025 · Amount on Record
Deed Sale	Apr 1, 2025 · Amount on Record
Prior Sale	Apr 15, 2021 · Amount on Record
Deed Document Number	2025200112067
Deed Book / Page	1943 / 554
Last Transfer Date	Oct 21, 2025
Transfer Doc	0019582613
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 22, 2025
Property Address	4521 FALLSTON RD, FALLSTON, NC 28042
Document Number	0019582613
Book / Page	1958 / 2613
Map Reference	MB 51 PG 127
Instrument Date	Oct 21, 2025
Instrument	200120254
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3822 FIVE POINTS RD, SHELBY, NC 28150-8866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 580, FALLSTON, NC 28042-0580

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Oct 22, 2025
Property Address	4521 FALLSTON RD, FALLSTON, NC 28042
Document Number	0019582617
Book / Page	1958 / 2617
Map Reference	MB 51 PG 127
Instrument Date	Oct 21, 2025
Instrument	200120255
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 580, FALLSTON, NC 28042-0580

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3822 FIVE POINTS RD, SHELBY, NC 28150-8866

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 15, 2021
Property Address	4521 FALLSTON RD, SHELBY, NC 28150-2827
Document Number	0018381472
Book / Page	1838 / 1472
Instrument Date	Apr 15, 2021
Instrument	200053798
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	INVESTORS TITLE GASTONIA

Transaction

Amount	Amount Recorded
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4521 EAGLES NEST LN, GRANITE FALLS, NC 28630-9241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4521 FALLSTON RD, SHELBY, NC 28150-2827

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	4521 FALLSTON RD, FALLSTON, NC 28042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018161827
Date	Jul 10, 2020
Book Page	1816/1827
Instrument	200041368

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 11, 2017
Property Address	4521 FALLSTON RD, FALLSTON, NC 28042
Document Number	0017562411
Book / Page	001756 / 002411
Instrument Date	Dec 8, 2017
Instrument	8007
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4521 EAGLES NEST LN GRANITE FALLS NC 286309241, GRANITE FALLS, NC 28630-9241

Mortgage

Document Number	17562414
Date	Dec 11, 2017
Book Page	001756/002414
Instrument	8008

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Fallston Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,348 (+72.58%) Land $59,076 Building $244,272	$303,348 (+72.58%) Land $59,076 Building $244,272
2025	$1,204.00	$175,777 (+105.39%) Land $37,200 Building $138,577	$175,777 (+105.39%) Land $37,200 Building $138,577
2023		$85,580 Land $27,170 Building $58,410	$85,580 Land $27,170 Building $58,410

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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