4428 Fallston Rd, Fallston, NC 28042 Property Records

Cleveland County property record for 4428 Fallston Rd, Fallston, NC 28042 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2005
Square Footage	5,490 sqft Finished Area
Lot Size	45,738 sqft (1.05 acres)
Garage	528 sqft
Tax Bill	$3,447.00 (2025)

Owner

Source: Cleveland County records · APN 36012

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 292, FALLSTON, NC 28042-0292
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	4428 FALLSTON RD, FALLSTON, NC 28042
Document Number	0017510112
Instrument Date	Sep 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	4428 FALLSTON RD FALLSTON NC 28042, FALLSTON, NC 28042

Mortgage

Document Number	0017510112
Date	Sep 19, 2017
Book Page	001751/000112
Instrument	4864

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	SHELBY, NC 28150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Fallston Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,279 (-) Land $18,900 Building $484,379	$503,279 (-) Land $18,900 Building $484,379
2025	$3,447.00	$503,279 (+170.91%) Land $18,900 Building $484,379	$503,279 (+170.91%) Land $18,900 Building $484,379
2023		$185,771 Land $14,437 Building $171,334	$185,771 Land $14,437 Building $171,334

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 52% of North Carolina
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`36012`
Alternative APNs	`20584001` `1353680`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	5,490 sqft Finished Area
Upper Floors	1,308 sqft Upper Floors
Basement Area	780 sqft Basement
Unfinished Basement	780 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2005
Exterior Material	Brick Exterior
Lot Area	45,738 sqft (1.05 acres)
Parking Spaces	2 Parking Spaces
Garage Area	528 sqft Garage
Porch Area	130 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	1353680
Street Address	4428 FALLSTON RD
City	FALLSTON
State	NC
Zip	28042
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1.05 AC HWY 18
Legal Subdivision	FALLSTON
Legal Block	1
Legal Lot Number	48
Jurisdiction	CLEVELAND NC
Minor Civil Division	CLEVELAND
Census Blockgroup	1
Census Block	1018
Census Tract	950200