4509 Fallston Rd, Fallston, NC 28042 Property Records

Cleveland County property record for 4509 Fallston Rd, Fallston, NC 28042

Property Summary

Property Type	Single Family Home
Details	2,128 sqft · built 1998
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,000 (May 2020)
Tax Bill	$1,925 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51431`

Property Details

APN / Parcel Number

Primary APN	`51431`
Alternative APN	`1330825`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,128 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	87,120 sqft (2 acres)
Pool Area	512 sqft
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1330825
Street Address	4509 FALLSTON RD
City	FALLSTON
State	NC
Zip	28042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA3
Legal Description	2 AC OFF HWY 18
Legal Subdivision	FALLSTON
Legal Block	1
Legal Lot Number	11
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2020
Census Tract	950200

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4509 FALLSTON RD, SHELBY, NC 28150-2827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Intrafamily Transfer, Transfer · Line of Credit THE FIDELITY BANK
May 18, 2020	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2020 · Amount on Record
Deed Sale	May 18, 2020 · Amount on Record
Prior Sale	Dec 1, 2015 · Amount on Record
Deed Document Number	202039328
Deed Book / Page	1813 / 574
Last Transfer Date	Dec 3, 2025
Transfer Doc	0019620474
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Dec 3, 2025
Property Address	4509 FALLSTON RD, FALLSTON, NC 28042
Document Number	0019620474
Book / Page	1962 / 474
Instrument Date	Dec 3, 2025
Instrument	200121930
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4509 FALLSTON RD, SHELBY, NC 28150-2827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4509 FALLSTON RD, SHELBY, NC 28150-2827

Mortgage

Document Number	0200122514
Date	Dec 3, 2025
Instrument	200122514

Lender

Name	THE FIDELITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 18, 2020
Property Address	4509 FALLSTON RD, FALLSTON, NC 28042
Document Number	0018130574
Book / Page	1813 / 574
Instrument Date	May 15, 2020
Instrument	200039328
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$448.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3326 BRIDGES DAIRY ROAD, 3326, POLKVILLE, NC 28136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4509 FALLSTON ROAD, LAWNDALE, NC 28090

Mortgage

Document Number	1813577
Date	May 18, 2020
Instrument	1813/577

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Fallston Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,925.00 (+2.18%)	$275,124 (-) Land $19,860 Building $255,264	$275,124 (-) Land $19,860 Building $255,264
2025	$1,884.00	$275,124 (+71.71%) Land $19,860 Building $255,264	$275,124 (+71.71%) Land $19,860 Building $255,264
2023		$160,229 Land $12,770 Building $147,459	$160,229 Land $12,770 Building $147,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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