4520 Westchester Dr, Waco, TX 76710 Property Records

McLennan County property record for 4520 Westchester Dr, Waco, TX 76710

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,878 sqft · built 1972
Lot Size0.101 acres (4,400 sqft)
Owner2 Individual Names on File
Last Sale$171,900 (Jul 2005)
Tax Bill$7,042 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jan 2022 Sale
Flood ZoneZone X (minimal risk)
APN48-045105-003900-4

Property Details

APN / Parcel Number

Primary APN48-045105-003900-4
Alternative APNs
  • 4804510500390040111
  • 197589

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,878 sqft Living Area
Gross Area2,518 sqft
1st Floor Area1,878 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1993
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions80 ft deep x 55 ft wide
Garage TypeAttached
Garage Area484 sqft
DrivewayConcrete Driveway
Driveway Area200 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area57 sqft
Patio Area156 sqft
Storage Building24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4520 WESTCHESTER DR
CityWACO
StateTX
Zip76710-1333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionWINDMILL HILL LOT 2 BLOCK F ACRES .101
Legal SubdivisionWINDMILL HILL
Legal BlockF
Legal Lot Number2
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3011
Census Tract2800

Owner

Source: McLennan County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2308 N 52ND ST, WACO, TX 76710-1654
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2022Vendor's Lien, Transfer · Stand-Alone First Mortgage
FIRST NATIONAL BANK OF MCGREGOR
Jan 6, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 25, 2005 · Amount on Record
Deed SaleJul 25, 2005 · Amount on Record
Deed Document Number200528288
Last Transfer DateJul 7, 2015
Transfer Doc0000020975
Record UpdatedSep 20, 2026

January 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateJan 28, 2022
Property Address4520 WESTCHESTER DR, WACO, TX 76710-1333
Document Number0000003892
Map ReferenceVOL 1101 PG 64
Instrument DateJan 26, 2022
Instrument2022003892
Transaction TypeTransfer
Record UpdatedFeb 7, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2308 N 52ND ST, WACO, TX 76710-1654

Mortgage

Document Number0000003895
DateJan 28, 2022
Instrument2022003895
Lender
NameFIRST NATIONAL BANK OF MCGREGOR
TypeBank
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term12 Months
DueJan 26, 2023

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateJan 6, 2022
Property Address4520 WESTCHESTER DR, WACO, TX 76710-1333
Document Number0000000718
Map ReferenceVOL 1101 PG 64
Instrument DateJan 3, 2022
Instrument2022000718
Transaction TypeTransfer
Record UpdatedFeb 7, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address191 SHADY TRL, 191, MC GREGOR, TX 76657-3768

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 SUGAR CREEK PL, WOODWAY, TX 76712-3408

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,042.00 (-8.5%)$313,210 (+3.43%) Land $38,760 Building $274,450$313,210 (+3.43%) Land $38,760 Building $274,450
2024$7,696.00 (+13.38%)
2023$302,820 Land $38,760 Building $264,060$302,820 Land $38,760 Building $264,060
2022$6,788.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Radiate Holdings
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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