4509 Westchester Dr, Waco, TX 76710 Property Records

McLennan County property record for 4509 Westchester Dr, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,220 sqft · built 1971
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$497,420 (May 2024)
Tax Bill	$6,050 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-045105-003400-2`

Property Details

APN / Parcel Number

Primary APN	`48-045105-003400-2`
Alternative APNs	`4804510500340020111` `197585`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,220 sqft Living Area
Gross Area	2,770 sqft
1st Floor Area	2,220 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	80 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	550 sqft
Driveway	Concrete Driveway
Driveway Area	1,248 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	350 sqft
Patio Area	144 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4509 WESTCHESTER DR
City	WACO
State	TX
Zip	76710-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	WINDMILL HILL LOT 3 BLOCK E ACRES .101
Legal Subdivision	WINDMILL HILL
Legal Block	E
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3001
Census Tract	2800

Owner

4509 Westchester Dr is owned and occupied by an individual who bought it in May 2024.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	4509 WESTCHESTER DR, WACO, TX 76710-1332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2024 · Amount on File
Deed Sale	May 10, 2024 · Amount on File
Prior Sale	Jul 23, 2020 · Amount on File
Deed Document Number	202413922
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 23, 2020
Property Address	4509 WESTCHESTER DR, WACO, TX 76710-1332
Document Number	0000024895
Instrument Date	Jul 23, 2020
Instrument	24895
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4509 WESTCHESTER DR WACO TX 767101332, WACO, TX 76710-1332

Mortgage

Document Number	24896
Date	Jul 23, 2020
Instrument	24896

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4509 Westchester Dr was $6,050 with a homeowner's exemption, up 19.8% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,048 (-0.46%) Land $42,636 Building $322,412	$365,048 (-0.46%) Land $42,636 Building $322,412
2025	$6,050.00 (+19.78%) Homeowner's exemption	$366,750 Land $38,760 Building $327,990	$366,750 Land $38,760 Building $327,990
2024	$5,051.00
2023		$333,630 Land $38,760 Building $294,870	$333,630 Land $38,760 Building $294,870
2022	$5,167.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4509 Westchester Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4509 Westchester Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20